3815 E Rich Ave, Spokane, WA 99217 Property Records

Spokane County property record for 3815 E Rich Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1910
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Sep 2016)
Tax Bill	$52 (2026)
Deeds & Mortgages	May 2020 Reverse Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35031.1216`

Property Details

APN / Parcel Number

Primary APN	`35031.1216`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,104 sqft
1st Floor Area	720 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	194 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Patio Area	108 sqft
Canopy	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3815 E RICH AVE
City	SPOKANE
State	WA
Zip	99217-6761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HILLYARD ORCHARD HTS 1ST L13 B15
Legal Range	43E
Legal Township	25N
Legal Section	03
Legal Subdivision	HILLYARD ORCHARD HTS
Legal Block	15
Legal Lot Number	13
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1095
Census Tract	14400

Owner

3815 E Rich Ave is owned and occupied by an individual who bought it in September 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3815 E RICH AVE, SPOKANE, WA 99217-6761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2016 · Amount on File
Deed Sale	Sep 14, 2016 · Amount on File
Prior Sale	May 3, 1999 · Amount on File
Deed Document Number	20166534730
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3815 E RICH AVE, SPOKANE, WA 99217-6761
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006918738
Date	May 8, 2020
Instrument	6918738

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	922 Months
Due	Mar 3, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3815 E RICH AVE, SPOKANE, WA 99217-6761
Document Number	0006918739
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 E RICH AVE SPOKANE WA 992176761, SPOKANE, WA 99217-6761

Mortgage

Document Number	0006918739
Date	May 8, 2020
Instrument	6918739

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	May 7, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.69%

Tax Assessment & Valuation

The 2026 property tax bill for 3815 E Rich Ave was $52 with a senior citizen's exemption, up 57.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$52.00 (+57.58%) Senior Citizen's exemption	$240,700 Land $125,000 Building $115,700	$240,700 Land $125,000 Building $115,700
2025	$33.00 Disabled Person's exemption Senior Citizen's exemption
2024		$163,700 (+77.93%) Land $60,000 Building $103,700	$163,700 (+77.93%) Land $60,000 Building $103,700
2023	$32.00 (-13.51%) Disabled Person's exemption Senior Citizen's exemption	$92,000 Land $30,000 Building $62,000	$92,000 Land $30,000 Building $62,000
2022	$37.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3815 E Rich Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 E Rich Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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