3815 Co Rd 45, Brainerd, MN 56401 Property Records

Crow Wing County property record for 3815 Co Rd 45, Brainerd, MN 56401

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1,716 sqft · built 1965
Lot Size39.8 acres (1,736,301 sqft)
OwnerIndividual Name on File
Tax Bill$2,476 (2026)
Flood ZoneZone A (high risk)
APN900131100000009

Property Details

APN / Parcel Number

Primary APN900131100000009
Alternative APNs
  • 90130522
  • 180286
  • 49376

Interior

Bedrooms3 Beds
Stories2 Stories
Building Area1,716 sqft Living Area
1st Floor Area1,144 sqft
Basement Area605 sqft
Finished Basement605 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1985
Exterior MaterialMetal
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,736,301 sqft (39.8 acres)
View / LotWaterfront / Beach
Garage Area1,844 sqft
DrivewayDriveway

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Deck Area302 sqft
Lean-To96 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number180286
Street Address3815 COUNTY ROAD 45
CityBRAINERD
StateMN
Zip56401-4951
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionNE1/4 OF NE1/4 13 43 31
Legal Range31W
Legal Township43N
Legal Section13
JurisdictionCROW WING MN
Township / Civil DivisionST. MATHIAS
Census Block Group3
Census Block3060
Census Tract951400

Owner

Source: Crow Wing County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8678 INTERLACHEN RD, NISSWA, MN 56468-8730
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
County SubdivisionSt. Mathias Township
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,476.00 (+22.94%)$418,000 (+4.34%) Land $139,200 Building $278,800$418,000 (+4.34%) Land $139,200 Building $278,800
2025$400,600 (+12.31%) Land $134,300 Building $266,300$400,600 (+12.31%) Land $134,300 Building $266,300
2023$2,014.00 Homeowner's exemption$356,700 Land $90,200 Building $266,500$356,700 Land $90,200 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Claims2 (2013–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 72% of Minnesota
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 45

Nearby Streets

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