3815 75th Ln E, Palmetto, FL 34221 Property Records

Manatee County property record for 3815 75th Ln E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2016
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (May 2025)
Tax Bill	$3,247 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698-0405-9`

Property Details

APN / Parcel Number

Primary APN	`6698-0405-9`
Alternative APN	`331829669804059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,830 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	260 sqft
Porch	Patio
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3815 75TH LN E
City	PALMETTO
State	FL
Zip	34221-3795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 71 HERON CREEK PH I PI#6698.0405/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Tract	00669800
Legal Lot Number	71
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1013
Census Tract	1915

Owner

3815 75th Ln E is owned and occupied by two individuals who bought it in May 2025.

Source: Manatee County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3815 75TH LN E, PALMETTO, FL 34221-3795
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Sep 27, 2016 · Amount on File
Deed Document Number	202556872
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 6, 2025
Property Address	3815 75TH LN E, PALMETTO, FL 34221-3795
Document Number	0041056872
Map Reference	MB 58 PG 42-47S
Instrument Date	May 4, 2025
Instrument	202541056872
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	OPUS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 JUNIPER CIR, WALPOLE, MA 02081-3406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3815 75TH LN E, PALMETTO, FL 34221-3795

Mortgage

Document Number	0041056873
Date	May 6, 2025
Instrument	202541056873

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3815 75TH LN E, PALMETTO, FL 34221-3795
Document Number	0041035988
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3815 75TH LN E PALMETTO FL 342213795, PALMETTO, FL 34221-3795

Mortgage

Document Number	0041035988
Date	Apr 6, 2020
Instrument	41035988

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3815 75TH LN E, PALMETTO, FL 34221-3795
Document Number	0026723511
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 75TH LN E PALMETTO FL 342213795, PALMETTO, FL 34221-3795

Mortgage

Document Number	0026723511
Date	May 3, 2017
Book Page	002672/003511
Instrument	41041835

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,309	$411,917 Land $45,900 Building $366,017
2024	$3,247.00 (+1.47%)
2023	$3,200.00 (+2.89%) Homeowner's exemption	$255,040 (+3%)	$400,963 (+15.65%) Land $45,900 Building $355,063
2022	$3,110.00 Homeowner's exemption	$247,612	$346,704 Land $45,000 Building $301,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3815 75th Ln E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 75th Ln E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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