3814 Victoria Ave, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3814 Victoria Ave, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,795 sqft · built 1956
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,500 (Mar 2026)
Tax Bill	$3,696 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Mortgage + 2 more
APN	`02-0203000550`

Property Details

APN / Parcel Number

Primary APN	`02-0203000550`
Alternative APNs	`20203000550` `0203000550`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,795 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	1,763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65.5 ft wide
Patio Area	180 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0203000550
Street Address	3814 VICTORIA AVE
City	WINDSOR MILL
State	MD
Zip	21244-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 VICTORIA
Legal Subdivision	VICTORIA
Legal Block	2
Legal Lot Number	8
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	402307

Owner

Source: Baltimore County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC
Sep 17, 2021	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 23, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Mar 18, 2025 · Amount on Record
Deed Book / Page	51120 / 216
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733

Mortgage

Document Number	0483600249
Date	Sep 7, 2023
Book Page	48360/249

Lender

Name	LENDING 3 INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	INI TITLE LLC, IN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733

Mortgage

Document Number	0454730175
Date	Sep 17, 2021
Book Page	45473/175

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 23, 2026
Property Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733
Document Number	0511200216
Book / Page	51120 / 216
Map Reference	MB GLB 20 FO 68
Instrument Date	Mar 6, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,093.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3814 VICTORIA AVE, WINDSOR MILL, MD 21244-3733

Mortgage

Document Number	0051120224
Date	Mar 23, 2026
Instrument	51120/224

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3814 VICTORIA AVE, BALTIMORE, MD 21244-3733
Document Number	0389210377
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3814 VICTORIA AVE WINDSOR MILL MD 212443733, WINDSOR MILL, MD 21244-3733

Mortgage

Document Number	0389210377
Date	May 3, 2017
Book Page	038921/000377

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2032

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,300 (+15.01%)	$346,900 (+26.61%) Land $79,200 Building $267,700
2024	$3,696.00 (-7.69%)
2023	$4,004.00 Homeowner's exemption	$259,367	$274,000 Land $56,700 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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