3814 Sunflower Ave, Laredo, TX 78046 Property Records

Webb County property record for 3814 Sunflower Ave, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,202 sqft · built 1999
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,713 (Nov 2025)
Tax Bill	$793 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`978-10004-160`

Property Details

APN / Parcel Number

Primary APN	`978-10004-160`
Alternative APN	`238971`

Interior

Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	117 sqft

Location & Zoning

Street Address	3814 SUNFLOWER AVE
City	LAREDO
State	TX
Zip	78046-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 16 BLK 4 RIVERHILL I
Legal Subdivision	RIVERHILL I
Legal Block	4
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2002
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3814 SUNFLOWER AVE, LAREDO, TX 78046-6504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage THE BANK OF NEW YORK MELLON TRUST COMPAN
Nov 3, 2025	Vendor's Lien, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
Jun 16, 2020	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	20251571947
Deed Book / Page	599 / 391
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0001394879
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3814 SUNFLOWER AVE, LAREDO, TX 78046-6504
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005933/409
Date	Nov 3, 2025
Book Page	5933/409
Instrument	1571949

Lender

Name	THE BANK OF NEW YORK MELLON TRUST COMPAN
Type	Private Party
Address	4655 SALISBURY RD STE 300, JACKSONVILLE, FL 32256

Agreement

Amount	Amount Recorded

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 3, 2025
Property Address	3814 SUNFLOWER AVE, LAREDO, TX 78046-6504
Document Number	005933/391
Book / Page	5933 / 391
Map Reference	VOL 16 PG 67-68
Instrument Date	Oct 31, 2025
Instrument	1571947
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALLIANT NATIONAL TITLE INSURANCE COMPANY, ALLIANT NATIONAL TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 SUNFLOWER AVE, LAREDO, TX 78046-6504

Mortgage

Document Number	0001571948
Date	Nov 3, 2025
Instrument	1571948

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 16, 2020
Property Address	3814 SUNFLOWER AVE, LAREDO, TX 78046-6504
Document Number	004802/633
Book / Page	4802 / 633
Map Reference	VOL 16 PG 67&68
Instrument Date	Jun 12, 2020
Instrument	1394880
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 SUNFLOWER AVE, LAREDO, TX 78046-6504

Mortgage

Document Number	0001394881
Date	Jun 16, 2020
Instrument	1394881

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,737 (-0.7%) Land $46,000 Building $109,737	$155,737 (-0.7%) Land $46,000 Building $109,737
2025	$793.00 (+1.15%) Homeowner's exemption	$156,828 (+4.49%) Land $46,000 Building $110,828	$156,828 (+4.49%) Land $46,000 Building $110,828
2024	$784.00 (-11.51%)
2023		$150,095 Land $32,200 Building $117,895	$150,095 Land $32,200 Building $117,895
2022	$886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Smartcom Telephone, T-Mobile.

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