Harris County property record for 3814 Silver Bridge Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,214 sqft · built 2005 |
| Lot Size | 0.119 acres (5,175 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,760 (Aug 2026) |
| Tax Bill | $6,882 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-281-001-0014 |
| Primary APN | 126-281-001-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,175 sqft (0.119 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1262810010014 |
|---|---|
| Street Address | 3814 SILVER BRIDGE LN |
| City | KATY |
| State | TX |
| Zip | 77449-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 1 BRIDGEWATER MEADOW SEC 1 |
| Legal Subdivision | BRIDGEWATER MEADOW SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 542305 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed, Transfer · FHA Mortgage SIMMONS BANK |
| Aug 3, 2026 | Deed, Transfer · FHA Mortgage SIMMONS BANK |
| Feb 20, 2023 | Deed of Trust, Mortgage · SBA Mortgage FIRST INTERNET BANK OF INDIANA |
| Jun 8, 2020 | Deed of Trust, Mortgage EUSTIS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2015 · Amount on Record |
| Deed Document Number | 2026313312 |
| Prior Transfer Date | Dec 9, 2015 |
| Prior Transfer Doc | 0000555158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 3, 2026 |
| Property Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Document Number | 0000313312 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026313312 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Document Number | 0000313313, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026313313 |
| Name | SIMMONS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 3, 2026 |
| Property Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Document Number | 0000313312 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026313312 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Document Number | 0000313313, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026313313 |
| Name | SIMMONS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Document Number | 0000057460 |
|---|---|
| Date | Feb 20, 2023 |
| Instrument | 2023-057460 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46038 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 129 Months |
| Due | Nov 14, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3814 SILVER BRIDGE LN, KATY, TX 77449-0012 |
| Document Number | 0000247290 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3814 SILVER BRIDGE LN KATY TX 774490012, KATY, TX 77449-0012 |
| Document Number | 0000247290 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 247290 |
| Name | EUSTIS MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW ORLEANS, LA 70113 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 9, 2040 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,243 (+2.45%) Land $49,673 Building $224,570 | $274,243 (+2.45%) Land $49,673 Building $224,570 | |
| 2025 | $6,882.00 (+35.39%) | $267,692 (-9.05%) Land $49,673 Building $218,019 | $267,692 (-9.05%) Land $49,673 Building $218,019 |
| 2024 | $5,083.00 (-1.57%) | ||
| 2023 | $294,334 Land $49,673 Building $244,661 | $294,334 Land $49,673 Building $244,661 | |
| 2022 | $5,164.00 (+37.23%) | ||
| 2020 | $3,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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