3814 S Ebright St, Muncie, IN 47302 Property Records

Delaware County property record for 3814 S Ebright St, Muncie, IN 47302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1934
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$54,700 (Sep 2017)
Tax Bill	$118 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-27-252-016.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-27-252-016.000-003`
Alternative APN	`1127252016000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	1,250 ft deep x 800 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	288 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 27 252 016 000
Street Address	3814 S EBRIGHT ST
City	MUNCIE
State	IN
Zip	47302-5729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE PARK 0.0000ACRES STR: 272010 IN: 78-79 OUT:
Legal Subdivision	GROVE PARK ADD
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1056
Census Tract	2100

Owner

3814 S Ebright St is owned and occupied by an individual who bought it in September 2017.

Source: Delaware County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3814 S EBRIGHT ST, MUNCIE, IN 47302-5729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage HUD
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Sep 25, 2017	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Deed Document Number	201712475
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3814 S EBRIGHT ST, MUNCIE, IN 47302-5729
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R11287
Date	Aug 23, 2023
Instrument	2023R11287

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	288 Months
Due	Oct 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	3814 S EBRIGHT ST, MUNCIE, IN 47302-5729
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R02968
Date	Mar 9, 2017
Instrument	2017R02968

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 7, 2037

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 25, 2017
Property Address	3814 S EBRIGHT ST, MUNCIE, IN 47302-5729
Document Number	2017R12475
Instrument Date	Sep 15, 2017
Instrument	2017R12475
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 S EBRIGHT ST, MUNCIE, IN 47302-5729

Mortgage

Document Number	2017R12476
Date	Sep 25, 2017
Instrument	2017R12476

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3814 S Ebright St was $118, down 79.7% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 (-79.66%)	$41,600 Land $7,400 Building $34,200	$41,600 Land $7,400 Building $34,200
2024	$580.00 (-3.17%)
2023	$599.00 (+32.23%)	$46,200 (-0.86%) Land $7,400 Building $38,800	$46,200 (-0.86%) Land $7,400 Building $38,800
2022	$453.00 (-2.79%)	$46,600 Land $7,400 Building $39,200	$46,600 Land $7,400 Building $39,200
2021	$466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3814 S Ebright St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	65 (1983–2026)
Claims Outside the SFHA	13 of 65
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 14 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 16 claims Severe Storms & Flooding, Dec 1990 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3814 S Ebright St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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