3814 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3814 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,596 sqft · built 1992
Lot Size	0.323 acres (14,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0093-0278-00`

Property Details

APN / Parcel Number

Primary APN	`550-0093-0278-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,596 sqft Living Area
1st Floor Area	1,690 sqft
2nd Floor Area	858 sqft
Upper Floors Area	48 sqft
Basement Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	14,113 sqft (0.323 acres)
Lot Dimensions	303 ft deep x 10 ft wide
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Patio Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3814 RIDGEDALE DR
City	CINCINNATI
State	OH
Zip	45247-6947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEDALE DRIVE 10 X 303.66 FT IRR LOT 47GOLDEN VALLEY SUB BL B PT
Legal Subdivision	GOLDEN VALLEY SUB
Legal Block	B
Legal Lot Number	47
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	20812

Owner

3814 Ridgedale Dr is owned and occupied by two individuals who acquired it in October 2006.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3814 RIDGEDALE DR, CINCINNATI, OH 45247-6947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2006
Deed Sale	Oct 2, 2006
Deed Document Number	105531
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3814 RIDGEDALE DR, CINCINNATI, OH 45247-6947
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 RIDGEDALE DR, CINCINNATI, OH 45247-6947

Mortgage

Document Number	0000040339
Date	Mar 31, 2021
Book Page	14386/1966
Instrument	2021-0040339

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Ridgedale Dr was $5,846 with a homeowner's exemption, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00 (+2.17%) Homeowner's exemption	$118,048 (-) Land $15,855 Building $102,193
2024	$5,722.00 (-1.21%) Homeowner's exemption	$118,048 (-) Land $15,855 Building $102,193
2023	$5,792.00 (-4.85%) Homeowner's exemption	$118,048 (+15.47%) Land $15,855 Building $102,193	$337,280 Land $45,300 Building $291,980
2022	$6,087.00 Homeowner's exemption	$102,232 Land $14,189 Building $88,043
2020			$292,090 Land $40,540 Building $251,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3814 Ridgedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3814 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20