Berks County property record for 3814 Reading Crest Ave, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,072 sqft · built 1956 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Apr 2017) |
| Tax Bill | $1,273 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5309-18-32-4369 |
| Primary APN | 5309-18-32-4369 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 66126000 |
|---|---|
| Street Address | 3814 READING CREST AVE |
| City | READING |
| State | PA |
| Zip | 19605-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | READING CREST |
| Legal Block | 32 |
| Legal Lot Number | 8 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MUHLENBERG |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12701 |
3814 Reading Crest Ave is owned and occupied by an individual who bought it in April 2017.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3814 READING CREST AVE, READING, PA 19605-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Grant Deed, Transfer · FHA Mortgage SUMMIT MTG CORP |
| Apr 19, 2017 | Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on File |
| Deed Sale | Apr 19, 2017 · Amount on File |
| Prior Sale | Sep 9, 2002 · Amount on File |
| Deed Document Number | 201713828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 20, 2020 |
| Property Address | 3814 READING CREST AVE, READING, PA 19605-1126 |
| Document Number | 0000013050 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 13050 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3814 READING CREST AVE MUHLENBERG TOWNSHIP PA 196051126, MUHLENBERG TOWNSHIP, PA 19605-1126 |
| Document Number | 13051 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 13051 |
| Name | SUMMIT MTG CORP |
|---|---|
| Address | PLYMOUTH, MN 55441 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 19, 2017 |
| Property Address | 3814 READING CREST AVE, READING, PA 19605-1126 |
| Document Number | 0000013828 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 2017013828 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 READING CREST AVE, READING, PA 19605-1126 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013829 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017013829 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 3814 Reading Crest Ave was $1,273.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Muhlenberg Township |
| Unified School District | Muhlenberg School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,273.00 | $84,800 Land $41,300 Building $43,500 | $41,300 Land $41,300 |
| 2024 | $1,191.00 | $84,800 Land $41,300 Building $43,500 | |
| 1994 | $84,800 Land $41,300 Building $43,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3814 Reading Crest Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2020–2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3814 Reading Crest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2020 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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