Baltimore County property record for 3814 Oak Ave, Baltimore, MD 21207
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,800 sqft · built 1949 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2006) |
| Tax Bill | $3,886 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| APN | 03-0316018020 |
| Primary APN | 03-0316018020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 750 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0316018020 |
|---|---|
| Street Address | 3814 OAK AVE |
| City | GWYNN OAK |
| State | MD |
| Zip | 21207-6339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCHEARN |
| Legal Subdivision | LOCHEARN |
| Legal Block | M |
| Legal Lot Number | 15 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 403202 |
3814 Oak Ave is owned and occupied by two individuals who bought it in August 2006.
Source: Baltimore County records, as of June 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3814 OAK AVE, GWYNN OAK, MD 21207-6339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2006 · Amount on File |
| Deed Sale | Aug 8, 2006 · Amount on File |
| Prior Sale | Sep 10, 1970 · Amount on File |
| Deed Document Number | 2006343792 |
| Deed Book / Page | 24269 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 7, 2026 |
| Property Address | 3814 OAK AVE, GWYNN OAK, MD 21207-6339 |
| Document Number | 5139000440 |
| Book / Page | 51392 / 440 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ATLAS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3814 OAK AVE, GWYNN OAK, MD 21207-6339 |
| Document Number | 5139000440, |
|---|---|
| Date | Jun 7, 2026 |
| Book Page | 51392/440 |
| Name | LENDAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate | 5.58% |
|---|---|
| Max Rate | -1% |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $230,700 Land $60,100 Building $170,600 | $230,700 Land $60,100 Building $170,600 | |
| 2024 | $3,886.00 (+106.59%) | ||
| 2023 | $1,881.00 | $212,167 | $230,700 Land $60,100 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3814 Oak Ave; there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3814 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.
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