McHenry County property record for 3814 Monterey Cir, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.436 acres (19,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,050 (May 2016) |
| Tax Bill | $12,040 (2024) |
| Deeds & Mortgages | Jun 2023 Transfer Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-377-017 |
| Primary APN | 18-36-377-017 |
|---|
| Lot Area | 19,017 sqft (0.436 acres) |
|---|
| Street Address | 3814 MONTEREY CIR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0014800 LT 103 THE COVE UNIT III SINGLE FAMILY RESUB |
| Legal Subdivision | THE COVE UNIT III SINGLE FAMILY RESUB |
| Legal Lot Number | 103 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 871107 |
3814 Monterey Cir is owned and occupied by two individuals who acquired it in April 2023.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3814 MONTEREY CIR, ALGONQUIN, IL 60102-6341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 5, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on File |
| Deed Sale | May 6, 2016 · Amount on File |
| Deed Document Number | 201615133 |
| Last Transfer Date | Apr 13, 2023 |
| Transfer Doc | 0000014800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 22, 2023 |
| Property Address | 3814 MONTEREY CIR, ALGONQUIN, IL 60102-6341 |
| Document Number | 0000014800 |
| Map Reference | DOC 2013R0049589 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023R0014800 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3814 MONTEREY CIR, ALGONQUIN, IL 60102-6341 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 5, 2017 |
| Property Address | 3814 MONTEREY CIR, ALGONQUIN, IL 60102-6341 |
| Document Number | 0000044979 |
| Map Reference | DOC2013R0049589 |
| Instrument | 2017R0044979 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2957 N HARLEM AVE APT 200, 200, CHICAGO, IL 60707-1220 |
| Document Number | 0000044980 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017R0044980 |
| Name | BJV FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate | 4.25% |
|---|
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $12,040.00 | $171,650 Land $16,769 Building $154,881 | $514,950 Land $50,307 Building $464,643 |
| 2022 | Homeowner's exemption | $143,836 Land $13,717 Building $130,119 | $431,508 Land $41,151 Building $390,357 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3814 Monterey Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3814 Monterey Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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