3814 Lochearn Dr, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3814 Lochearn Dr, Baltimore, MD 21207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1951
Lot Size	0.173 acres (7,550 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Oct 2025)
Tax Bill	$3,066 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Sale + 1 more
APN	`03-0320001250`

Property Details

APN / Parcel Number

Primary APN	`03-0320001250`
Alternative APNs	`30320001250` `0320001250`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,328 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,550 sqft (0.173 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0320001250
Street Address	3814 LOCHEARN DR
City	GWYNN OAK
State	MD
Zip	21207-6362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCHEARN
Legal Subdivision	LOCHEARN
Legal Block	P
Legal Lot Number	21
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	403202

Owner

3814 Lochearn Dr is owned by a company that bought it in October 2025 and is owner-occupied.

Source: Baltimore County records, as of June 24, 2026

Owner of Record	Company Name on File
Mailing Address	3814 LOCHEARN DR, GWYNN OAK, MD 21207-6362
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Oct 29, 2025	Deed, Transfer
Apr 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Deed Book / Page	50655 / 114
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0401470086
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jul 6, 2026
Property Address	3814 LOCHEARN DR, GWYNN OAK, MD 21207-6362
Document Number	5150000055
Book / Page	51501 / 55
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	TITLE COMPANY LLC, JUNCTION TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3814 LOCHEARN DR, GWYNN OAK, MD 21207-6362

Mortgage

Document Number	5150000064,
Date	Jul 6, 2026
Book Page	51501/64

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 29, 2025
Property Address	3814 LOCHEARN DR, BALTIMORE, MD 21207-6362
Document Number	0506550114
Book / Page	50655 / 114
Map Reference	MB CHK13 FO 102
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2206 LIBERTY RD # A, A, SYKESVILLE, MD 21784-6725

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Apr 16, 2018
Property Address	3814 LOCHEARN DR, BALTIMORE, MD 21207-6362
Document Number	0401470086
Book / Page	040147 / 000086
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 LOCHEAM DR BALTIMORE MD 21207, BALTIMORE, MD 21207

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Lochearn Dr was $3,066 with a homeowner's exemption, down 0.8% from the year before.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,066.00 (-0.84%) Homeowner's exemption	$200,500 Land $61,400 Building $139,100	$200,500 Land $61,400 Building $139,100
2024	$3,092.00 (+119.76%)
2023	$1,407.00 Homeowner's exemption	$185,567	$200,500 Land $61,400 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3814 Lochearn Dr; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3814 Lochearn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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