3814 Kerwin Dr, Memphis, TN 38128 Property Records

Shelby County property record for 3814 Kerwin Dr, Memphis, TN 38128

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,114 sqft · built 1980
Lot Size0.213 acres (9,280 sqft)
OwnerIndividual Name on File
Last Sale$52,000 (Oct 1996)
Tax Bill$649 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-0065-0-0026

Property Details

APN / Parcel Number

Primary APN09-0065-0-0026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,114 sqft Living Area
1st Floor Area1,114 sqft
Utility Area90 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,280 sqft (0.213 acres)
Lot Dimensions116 ft deep x 80 ft wide
Garage TypeCarport
Garage Area190 sqft
CarportCarport
Carport Area190 sqft
Parking Spaces4 Parking Spaces
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3814 KERWIN DR
CityMEMPHIS
StateTN
Zip38128-6713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionES KERWIN DR
Legal SubdivisionRALEIGH FARMS SEC A
Legal Lot Number167
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group2
Census Block2010
Census Tract20524

Owner

3814 Kerwin Dr is owned and occupied by an individual who bought it in October 1996.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3814 KERWIN DR, MEMPHIS, TN 38128-6713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 1996 · Amount on File
Deed SaleOct 4, 1996 · Amount on File
Deed Document Number1996GD-2062
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3814 KERWIN DR, MEMPHIS, TN 38128-6713
Transaction TypeMortgage
Record UpdatedSep 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025080468
DateSep 17, 2025
Instrument25080468
Lender
NameFIRST SOUTH FINANCIAL CU
TypeCredit Union
AddressMEMPHIS, TN 38134
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 16, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Kerwin Dr was $649.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$649.00$24,150 Land $3,250 Building $20,900$96,600 Land $13,000 Building $83,600
2023$17,425 Land $2,250 Building $15,175
2022$1,061.00
2021$69,700 Land $9,000 Building $60,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3814 Kerwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3814 Kerwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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