3814 Kelton Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3814 Kelton Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,946 sqft · built 1989
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2006)
Tax Bill	$10,827 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-541-04-00`

Property Details

APN / Parcel Number

Primary APN	`162-541-04-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,946 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	17,947 sqft (0.412 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3814 KELTON DR
City	OCEANSIDE
State	CA
Zip	92056-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 440 TR 011738
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	011738
Legal Block	1
Legal Lot Number	440
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3814 KELTON DR, OCEANSIDE, CA 92056-6324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2006 · Amount on Record
Deed Sale	Aug 8, 2006 · Amount on Record
Prior Sale	Jun 6, 1997 · Amount on Record
Deed Document Number	2006562180
Prior Transfer Date	Jan 31, 1997
Prior Transfer Doc	0000048096
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2021
Property Address	3814 KELTON DR, OCEANSIDE, CA 92056-6324
Document Number	0000402741
Map Reference	MAP 11738
Instrument Date	May 1, 2021
Instrument	2021-0402741
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3814 KELTON DR, OCEANSIDE, CA 92056-6324

Mortgage

Document Number	0000402742
Date	May 28, 2021
Instrument	2021-0402742

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,704 (+2%) Land $478,271 Building $512,433
2025	$10,827.00 (+5.21%) Homeowner's exemption	$971,280 (+4.04%) Land $468,894 Building $502,386
2023	$10,291.00 (+1.55%) Homeowner's exemption	$933,566 Land $450,687 Building $482,879
2022	$10,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Nearby Properties on Kelton Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures