St. Louis County property record for 3814 Getchell Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1930 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,978 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0010-07665 |
| Primary APN | 395-0010-07665 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 152,460 sqft (3.5 acres) |
| Garage Type | Mixed |
| Garage Area | 256 sqft |
| Deck Area | 400 sqft |
| Storage Building | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 537216 |
|---|---|
| Street Address | 3814 GETCHELL RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF ALL THAT PART OF W1/2 OF W1/2 OFSW1/4 OF NE1/4, LYING NORTH OF THE CENTERLINEOF THE HERMANTOWN ROAD AS THE SAME |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 26 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3814 GETCHELL RD, HERMANTOWN, MN 55811-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3814 GETCHELL RD, HERMANTOWN, MN 55811-1755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0001407874 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 1407874 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Sep 1, 2046 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,978.00 (+13.94%) Homeowner's exemption Disabled Person's exemption | ||
| 2025 | $1,736.00 (+6.9%) Homeowner's exemption Disabled Person's exemption | $208,900 (+15.73%) Land $59,800 Building $149,100 | $208,900 (+15.73%) Land $59,800 Building $149,100 |
| 2024 | $1,624.00 | $180,500 (+14.24%) Land $52,200 Building $128,300 | $180,500 (+14.24%) Land $52,200 Building $128,300 |
| 2022 | $158,000 Land $50,200 Building $107,800 | $158,000 Land $50,200 Building $107,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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