Montgomery County property record for 3814 E 4th St, Dayton, OH 45403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,235 sqft · built 1951 |
| Lot Size | 0.143 acres (6,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jul 2023) |
| Tax Bill | $1,291 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 04808 0035 |
| Primary APN | R72 04808 0035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,251 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 63 sqft |
| Patio Area | 200 sqft |
| Canopy | 200 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3814 E 4TH ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45403-2834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41760 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2400 |
3814 E 4th St is owned and occupied by an individual who bought it in July 2023.
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3814 E 4TH ST, DAYTON, OH 45403-2834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 202300036130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 18, 2023 |
| Property Address | 3814 E 4TH ST, DAYTON, OH 45403-2834 |
| Document Number | 0000036130 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 202300036130 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 E 4TH ST, DAYTON, OH 45403-2834 |
| Document Number | 0000036131 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 202300036131 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 3814 E 4TH ST, DAYTON, OH 45403-2834 |
| Document Number | 0000027601 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3814 E 4TH ST DAYTON OH 454032834, DAYTON, OH 45403-2834 |
| Document Number | 0000027601 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 27601 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,300 Land $3,910 Building $18,390 | ||
| 2024 | $1,291.00 (+71.9%) | ||
| 2023 | $751.00 (+10.93%) | $22,300 (+24.79%) Land $3,910 Building $18,390 | $63,720 Land $11,180 Building $52,540 |
| 2022 | $677.00 Homeowner's exemption | $17,870 Land $3,130 Building $14,740 | |
| 2020 | $51,060 Land $8,940 Building $42,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3814 E 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3814 E 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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