3814 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3814 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 2,710 sqft · built 1924
Lot Size	0.031 acres (1,374 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Mar 2018)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`056-32-09-005.00`

Property Details

APN / Parcel Number

Primary APN	`056-32-09-005.00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,710 sqft Finished Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	1,374 sqft (0.031 acres)
Lot Dimensions	62.8 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3814 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1442
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	JONES G W PT LOT 125 50'X 62.8' IRREG ES DECOURSEY 111.40 NW INT LINCOLN & DECOURSE
Legal Subdivision	JONES G W
Legal Lot Number	125
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1028
Census Tract	61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3888 LAHINCH LN, ERLANGER, KY 41018-3513
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Sep 8, 2010 · Amount on File
Deed Document Number	201803 29 059 00263
Deed Book / Page	6379 / 315
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2018
Property Address	3814 DECOURSEY AVE, COVINGTON, KY 41015-1442
Document Number	0000000263
Book / Page	0C6379 / 000315
Instrument Date	Mar 28, 2018
Instrument	263
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 DECOURSEY AVE COVINGTON KY 410151442, COVINGTON, KY 41015-1442

Mortgage

Document Number	264
Date	Mar 29, 2018
Book Page	0C6379/000322
Instrument	264

Lender

Name	CITIZENS DEPOSIT BK
Type	Bank
Address	VANCEBURG, KY 41179

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,000 (-) Land $6,000 Building $70,000	$76,000 (-) Land $6,000 Building $70,000
2025	$1,007.00 (-0.49%)	$76,000 (-) Land $6,000 Building $70,000	$76,000 (-) Land $6,000 Building $70,000
2023	$1,012.00	$76,000 Land $6,000 Building $70,000	$76,000 Land $6,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20