Hall County property record for 3814 Cochran Rd, Gainesville, GA 30506
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,215 sqft · built 2022 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,837 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Dec 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-120-000-044 |
| Primary APN | 10-120-000-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,215 sqft Heated Area |
| 1st Floor Area | 2,613 sqft |
| 2nd Floor Area | 1,602 sqft |
| Basement Area | 2,581 sqft |
| Unfinished Basement | 2,581 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 159,865 sqft (3.67 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 949 sqft |
| Carport | Carport |
| Carport Area | 250 sqft |
| Porch | Open Porch |
|---|---|
| Deck Area | 77 sqft |
| Patio Area | 312 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 32403 |
|---|---|
| Old Parcel Number | 10120000044 |
| Street Address | 3814 COCHRAN RD |
| City | GAINESVILLE |
| State | GA |
| Zip | 30506-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 1 @ 3.66 AC |
| Legal Subdivision | TRACT 1 |
| Legal Tract | 1 |
| Legal Lot Number | 120 |
| Jurisdiction | HALL GA |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 502 |
Source: Hall County records · APN 10-120-000-044
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3814 COCHRAN RD, GAINESVILLE, GA 30506-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 28, 2020 | Deed of Trust, Construction Loan · Construction Mortgage UNITED CMNTY BK |
| Feb 24, 2020 | Grant Deed, Transfer · Line of Credit PEACH ST BK |
| Jul 21, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2020 |
| Deed Sale | Feb 18, 2020 |
| Deed Document Number | 0008548539 |
| Deed Book / Page | 8431 / 321 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 3814 COCHRAN RD, GAINESVILLE, GA 30506-3639 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3814 COCHRAN RD, GAINESVILLE, GA 30506-3639 |
| Document Number | 0097100000000635 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | 0000009710/0000000635 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Dec 28, 2020 |
| Property Address | 3814 COCHRAN RD, GAINESVILLE, GA 30506-3639 |
| Document Number | 0086850316 |
| Book / Page | 008685 / 000316 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3814 COCHRAN RD GAINESVILLE GA 30506, GAINESVILLE, GA 30506 |
| Document Number | 86850316 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 008685/000316 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 384 Months |
| Due | Dec 27, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Feb 24, 2020 |
| Property Address | 3814 COCHRAN RD, GAINESVILLE, GA 30506-3639 |
| Document Number | 0084310321 |
| Book / Page | 008431 / 000321 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 COCHRAN RD GAINESVILLE GA 30506, GAINESVILLE, GA 30506 |
| Document Number | 84310324 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 008431/000324 |
| Name | PEACH ST BK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, GA 30503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Feb 23, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | Jul 21, 2020 |
| Property Address | 3814 COCHRAN RD, GAINESVILLE, GA 30506-3639 |
| Document Number | 0085480539 |
| Book / Page | 008548 / 000539 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 COCHRAN RD GAINESVILLE GA 30506, GAINESVILLE, GA 30506 |
Source: Hall County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Unified School District | Hall County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,837.00 (+488.81%) | $326,000 (+529.83%) Land $51,760 Building $274,240 | $815,000 (+529.83%) Land $129,400 Building $685,600 |
| 2023 | $1,331.00 (-5.4%) | $51,760 (-) Land $51,760 | $129,400 (-) Land $129,400 |
| 2022 | $1,407.00 | $51,760 Land $51,760 | $129,400 Land $129,400 |
Source: FEMA National Flood Hazard Layer as of February 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA.
Based on FCC filings for 89 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GAINESVILLE serves 140,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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