3814 Bennett Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 3814 Bennett Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1961
Lot Size	0.358 acres (15,600 sqft)
Owner	Owner Name on File
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168E E 014`

Property Details

APN / Parcel Number

Primary APN	`168E E 014`
Alternative APN	`0000109137`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,600 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000109137
Street Address	3814 BENNETT RD
City	CHATTANOOGA
State	TN
Zip	37412-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	LT 8 BLK A REV CHEROKEE ESTATES PB 19 PG 33 REV PB 31 PG 131
Legal Subdivision	CHEROKEE ESTATES
Legal Block	A
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1017
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 3814 Bennett Rd acquired it in February 1997.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	3814 BENNETT RD, CHATTANOOGA, TN 37412-1528
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 28, 1997
Transfer Doc	0048290147
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3814 BENNETT RD, CHATTANOOGA, TN 37412-1528
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000043
Date	Apr 1, 2021
Book Page	12425/592
Instrument	2021040100043

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Bennett Rd was $1,031, up 21% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 (+21.01%)	$68,075 (+78.67%)	$272,300 (+78.67%) Land $50,000 Building $222,300
2024	$852.00 (-36.28%)	$38,100 (-)	$152,400 (-) Land $40,000 Building $112,400
2023	$1,337.00	$38,100 (-)	$152,400 (-) Land $40,000 Building $112,400
2022	$1,337.00	$38,100	$152,400 Land $40,000 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3814 Bennett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3814 Bennett Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20