38136 Thames Ct, Sterling Heights, MI 48312 Property Records

Macomb County property record for 38136 Thames Ct, Sterling Heights, MI 48312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,586 sqft · built 1986
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Jan 2012)
Tax Bill	$6,095 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-22-179-017`

Property Details

APN / Parcel Number

Primary APN	`10-10-22-179-017`
Alternative APN	`1022179017`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,586 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	124 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38136 THAMES CT
City	STERLING HEIGHTS
State	MI
Zip	48312-1275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	$BILLETTE SUB. LOT 5 SPLIT FROM 1022176024 FOR 1978
Legal Subdivision	BILLETTE SUB
Legal Lot Number	5
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	1
Census Block	1000
Census Tract	231200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38136 THAMES CT, STERLING HEIGHTS, MI 48312-1275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Jan 16, 2020	Loan Modification, Mortgage · Conventional Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2012 · Amount on Record
Deed Sale	Jan 30, 2012 · Amount on Record
Deed Document Number	20122010038
Deed Book / Page	21091 / 613
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	38136 THAMES CT, STERLING HEIGHTS, MI 48312-1275
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38136 THAMES CT, STERLING HEIGHTS, MI 48312-1275

Mortgage

Document Number	2300099049
Date	Nov 28, 2023
Book Page	29391/206
Instrument	202300099049

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	38136 THAMES CT, STERLING HEIGHTS, MI 48312-1275
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38136 THAMES CT, STERLING HEIGHTS, MI 48312-1275

Mortgage

Document Number	2300088893
Date	Oct 20, 2023
Book Page	29344/823
Instrument	202300088893

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	38136 THAMES CT, STERLING HEIGHTS, MI 48312-1275
Document Number	0000059399
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38138 THAMES CT STERLING HEIGHTS MI 48312, STERLING HEIGHTS, MI 48312

Mortgage

Document Number	0000059399
Date	May 20, 2020
Book Page	026717/000120
Instrument	59399

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	May 19, 2059

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,400 (+20.71%)	$392,800 (+20.71%)
2025	$6,095.00 (+42.77%)
2023		$162,700	$325,400
2022	$4,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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