Lake County property record for 38134 N 3rd Ave, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,666 sqft · built 1970 |
| Lot Size | 0.353 acres (15,359 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,449 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-34-300-022 |
| Primary APN | 01-34-300-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Living Area |
| Gross Area | 3,999 sqft |
| 1st Floor Area | 1,333 sqft |
| 2nd Floor Area | 1,333 sqft |
| Upper Floors Area | 1,333 sqft |
| Basement Area | 1,333 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,359 sqft (0.353 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38134 N 3RD AVE |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 SW1/4; BEG AT SE COR LOT 126 IN J.L. SHAWS SECOND SUB ON FOX LAKE, N 100, E 150, S 100, W 150 TO POB (FKA LOTS 124 & 125 IN J.L. SHAWS SECOND SUB ON FOX LAKE) SECT |
| Legal Range | 09E |
| Legal Township | 46N |
| Legal Section | 34 |
| Legal Subdivision | BEG AT SE COR |
| Legal Lot Number | 126 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ANTIOCH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 860807 |
38134 N 3rd Ave is owned and occupied by two individuals who acquired it in January 2020.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38134 N 3RD AVE, SPRING GROVE, IL 60081-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC |
| Feb 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2020 |
| Transfer Doc | 0007632216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 38134 N 3RD AVE, SPRING GROVE, IL 60081-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0007433328 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 7433328 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 38134 N 3RD AVE, SPRING GROVE, IL 60081-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007540392 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 7540392 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 38134 N 3RD AVE, SPRING GROVE, IL 60081-9442 |
| Document Number | 0007642465 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 38134 N 3RD AVE SPRING GROVE IL 600819442, SPRING GROVE, IL 60081-9442 |
| Document Number | 0007642465 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 7642465 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2050 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Antioch Township |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,659 Land $5,391 Building $105,268 | $332,011 Land $16,175 Building $315,836 | |
| 2024 | $6,449.00 (+61.51%) | ||
| 2023 | $3,993.00 (-2.87%) | $91,737 (+3.65%) Land $4,469 Building $87,268 | $275,238 (+3.65%) Land $13,408 Building $261,830 |
| 2022 | $4,111.00 | $88,507 Land $6,358 Building $82,149 | $265,548 Land $19,076 Building $246,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38134 N 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 28 (1979–2026) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38134 N 3rd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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