Saline County property record for 3813 Winterlake Dr, Benton, AR 72015
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,453 sqft · built 1997 |
| Lot Size | 0.257 acres (11,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Dec 2017) |
| Tax Bill | $1,534 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-53546-000 |
| Primary APN | 800-53546-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,453 sqft Living Area |
| 1st Floor Area | 1,453 sqft |
| Flooring | Steel Beam |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,205 sqft (0.257 acres) |
| Lot Dimensions | 135 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 62311 |
|---|---|
| Street Address | 3813 WINTERLAKE DR |
| City | BENTON |
| State | AR |
| Zip | 72015-4898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2017-023772 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | OLD OAKS PH III |
| Legal Lot Number | 46 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | BAUXITE |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 10106 |
3813 Winterlake Dr is owned and occupied by an individual who bought it in December 2017.
Source: Saline County records, as of October 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3813 WINTERLAKE DR, BENTON, AR 72015-4898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 15, 2017 | Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP |
| Jun 5, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Prior Sale | May 23, 2013 · Amount on File |
| Deed Document Number | 2017-023772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 3813 WINTERLAKE DR, BENTON, AR 72015-4898 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003660 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-003660 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 3813 WINTERLAKE DR, BENTON, AR 72015-4898 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023773 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017-023773 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 3813 WINTERLAKE DR, BENTON, AR 72015-4898 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000011501 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020-011501 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Saline County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| Municipality | Benton City |
| County | Saline County |
| Unified School District | Bauxite School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,444 Land $5,200 Building $24,244 | ||
| 2024 | $1,534.00 (+7.27%) | ||
| 2023 | $1,430.00 | $29,444 Land $5,200 Building $24,244 | $147,220 Land $26,000 Building $121,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3813 Winterlake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3813 Winterlake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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