McHenry County property record for 3813 W Mill Rd, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,695 sqft · built 1980 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,500 (Oct 2018) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-177-003 |
| Primary APN | 04-23-177-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 3,390 sqft |
| Year Built | Built 1980 |
|---|---|
| Construction Type | Frame |
| Lot Area | 68,389 sqft (1.57 acres) |
| Street Address | 3813 W MILL RD |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-9685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0035843 LT 7 OVERTON ESTATES |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 23 |
| Legal Subdivision | OVERTON ESTATES |
| Legal Block | 177 |
| Legal Lot Number | 7 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 870104 |
3813 W Mill Rd is owned and occupied by an individual who bought it in October 2018.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3813 W MILL RD, RICHMOND, IL 60071-9685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 18, 2018 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on File |
| Deed Sale | Oct 18, 2018 · Amount on File |
| Deed Document Number | 2018R0035843 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3813 W MILL RD, RICHMOND, IL 60071-9685 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000035622 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021R0035622 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 18, 2018 |
| Property Address | 3813 W MILL RD, RICHMOND, IL 60071-9685 |
| Document Number | 0000035843 |
| Map Reference | DOC585717 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 2018R0035843 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3813 W MILL RD, RICHMOND, IL 60071-9685 |
| Document Number | 0000035844 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 2018R0035844 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate | 4.37% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $94,051 Land $25,807 Building $68,244 | $282,153 Land $77,421 Building $204,732 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3813 W Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3813 W Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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