3813 Trent Ln, #D, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3813 Trent Ln, #D, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,689 sqft · built 2018
Lot Size	0.241 acres (10,503 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2023)
Tax Bill	$7,908 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-05-303-127`

Property Details

APN / Parcel Number

Primary APN	`8813-05-303-127`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft
Basement Area	1,689 sqft
Finished Basement	475 sqft
Unfinished Basement	1,689 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,503 sqft (0.241 acres)
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3813 TRENT LN, D
City	WATERLOO
State	IA
Zip	50701-4548
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUNNYSIDE COVE CONDOMINIUMS UNIT D
Legal Range	13W
Legal Township	88N
Legal Section	05
Legal Subdivision	SUNNYSIDE COVE CONDOMINIUMS
Legal Lot Number	D
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3813 TRENT LN, D, WATERLOO, IA 50701-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Apr 14, 2023 · Amount on Record
Deed Document Number	202315224
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3813 TRENT LN # D, D, WATERLOO, IA 50701-4548
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4754 LUXLEY DR, WATERLOO, IA 50701-4305

Mortgage

Document Number	202300014244
Date	Apr 24, 2023
Instrument	202300014244

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	DIKE, IA 50624

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3813 TRENT LN # D, D, WATERLOO, IA 50701-4548
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 TRENT LN D, D, WATERLOO, IA 50701-4548

Mortgage

Document Number	202100007370
Date	Oct 7, 2020
Instrument	202100007370

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 28, 2018
Property Address	3813 TRENT LN # D, D, WATERLOO, IA 50701-4548
Document Number	201900009911
Instrument Date	Dec 14, 2018
Instrument	201900009911
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 TRENT LN, WATERLOO, IA 50701-4548

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,908.00 (-12.91%)	$387,460 (-7.43%) Land $42,020 Building $345,440	$387,460 (-7.43%) Land $42,020 Building $345,440
2024	$9,080.00 (+19.63%)
2023		$418,540 (+18.07%) Land $42,020 Building $376,520	$418,540 (+18.07%) Land $42,020 Building $376,520
2022	$7,590.00 Homeowner's exemption	$354,480 Land $42,020 Building $312,460
2021			$354,480 Land $42,020 Building $312,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	12 units insured incl. 4 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Metronet, Nextlink.

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