3813 N Wayne Ave, Chicago, IL 60613 Property Records

Cook County property record for 3813 N Wayne Ave, Chicago, IL 60613

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,864 sqft · built 1999
Lot Size	0.071 acres (3,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$29,683 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-109-016`

Property Details

APN / Parcel Number

Primary APN	`14-20-109-016`
Alternative APN	`14-20-109-016-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	3,864 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,100 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3813 N WAYNE AVE
City	CHICAGO
State	IL
Zip	60613-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-3.5
Legal Description	(TALBOTS) SUB OF BLKS3-4 BLK 3 LOT 25
Legal Range	14E
Legal Township	40N
Legal Section	20
Legal Subdivision	TALBOTS SUB
Legal Block	3
Legal Lot Number	26
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1006
Census Tract	60500

Owner

3813 N Wayne Ave is owned and occupied by two individuals who acquired it in March 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3813 N WAYNE AVE, CHICAGO, IL 60613-2809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 8, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022
Deed Sale	Mar 8, 2022
Prior Sale	Aug 2, 2000 · Amount on File
Deed Document Number	2022707520
Prior Transfer Date	May 13, 2015
Prior Transfer Doc	0000019145
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3813 N WAYNE AVE, CHICAGO, IL 60613-2809
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 N WAYNE AVE, CHICAGO, IL 60613-2809

Mortgage

Document Number	0024907795
Date	Sep 6, 2022
Instrument	2224907795

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Mar 8, 2022
Property Address	3813 N WAYNE AVE, CHICAGO, IL 60613-2809
Document Number	0006707520
Instrument Date	Feb 15, 2022
Instrument	2206707520
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3813 N WAYNE AVE, CHICAGO, IL 60613-2809

Mortgage

Document Number	0006707521
Date	Mar 8, 2022
Instrument	2206707521

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,000 Land $57,660 Building $96,340	$1,540,000 Land $576,600 Building $963,400
2023	$29,683.00 (+2.66%)
2022	$28,914.00 Homeowner's exemption	$144,000 Land $46,500 Building $97,500	$1,440,000 Land $465,000 Building $975,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3813 N Wayne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3813 N Wayne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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