3813 Morrow Ave, Waco, TX 76710 Property Records

McLennan County property record for 3813 Morrow Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1951
Lot Size	0.318 acres (13,831 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-038200-024200-0`

Property Details

APN / Parcel Number

Primary APN	`48-038200-024200-0`
Alternative APNs	`4803820002420000111` `190512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,508 sqft
Flooring	Carpet

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,831 sqft (0.318 acres)
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3813 MORROW AVE
City	WACO
State	TX
Zip	76710-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 3 BLOCK S ACRES .3175
Legal Subdivision	SOUTH OVERLOOK
Legal Block	S
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3007
Census Tract	2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4800 W WACO DR, WACO, TX 76710-7056
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK
Aug 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jul 31, 2020	Loan Modification, Mortgage CENTRAL NAT'L BK
Jun 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019
Deed Sale	Jun 24, 2019
Prior Sale	May 19, 2014 · Amount on Record
Deed Document Number	201920770
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	0000014127
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3813 MORROW AVE, WACO, TX 76710-5106
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032651
Date	Oct 23, 2025
Instrument	2025032651

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3813 MORROW AVE, WACO, TX 76710-5106
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028348
Date	Sep 6, 2023
Instrument	2023028348

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3813 MORROW AVE, WACO, TX 76710-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026068
Date	Aug 6, 2019
Instrument	2019026068

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	3813 MORROW AVE, WACO, TX 76710-5106
Document Number	0000027422
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3813 MORROW AVE WACO TX 767105106, WACO, TX 76710-5106

Mortgage

Document Number	0000027422
Date	Aug 10, 2020
Instrument	27422

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 9, 2021

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 24, 2019
Property Address	3813 MORROW AVE, WACO, TX 76710-5106
Document Number	0000020770
Instrument Date	Jun 19, 2019
Instrument	20770
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10512 DOMINIC CT WACO TX 767122109, WACO, TX 76712-2109

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (-) Land $27,520 Building $114,480	$142,000 (-) Land $27,520 Building $114,480
2025	$3,192.00 (+17.96%)	$142,000 (+18.33%) Land $27,520 Building $114,480	$142,000 (+18.33%) Land $27,520 Building $114,480
2024	$2,706.00 (+0.59%)
2023		$120,000 Land $27,520 Building $92,480	$120,000 Land $27,520 Building $92,480
2022	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on Morrow Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures