3813 McGrue Ln, Mobile, AL 36605 Property Records

Mobile County property record for 3813 McGrue Ln, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2002
Lot Size	0.193 acres (8,413 sqft)
Owner	Individual Name on File
Tax Bill	$383 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`R023210400003018013`

Property Details

APN / Parcel Number

Primary APN	`R023210400003018013`
Alternative APNs	`32 10 40 0 003 018.013` `03090425` `3090425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,413 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3090425
Street Address	3813 MCGRUE LN
City	MOBILE
State	AL
Zip	36605-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 ANNIE B MCGRUE S/D MBK 99/4 #SEC 40 T5S R1W #MP32 10 40 0 003
Legal Range	05S
Legal Township	05S
Legal Section	40
Legal Subdivision	ANNIE B MCGRUE S/D
Legal Lot Number	13
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2003
Census Tract	1901

Owner

3813 McGrue Ln is owned and occupied by an individual who acquired it in July 2004.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3813 MCGRUE LN, MOBILE, AL 36605-4375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2004
Deed Sale	Jul 29, 2004
Deed Document Number	200457542
Deed Book / Page	5634 / 415
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	3813 MCGRUE LN, MOBILE, AL 36605-4375
Document Number	0000067840
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 MCGRUE LN MOBILE AL 366054375, MOBILE, AL 36605-4375

Mortgage

Document Number	0000067840
Date	Nov 4, 2020
Instrument	67840

Lender

Name	WHITNEY HANCOCK
Address	PO BOX 4019, GULFPORT, MS 39502-4019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2035

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3813 McGrue Ln was $383 with exemptions applied, down 2.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00 (-2.54%) Homeowner's exemption Senior Citizen's exemption	$7,270 (+2.54%) Land $900 Building $6,370	$72,700 (+2.54%) Land $9,000 Building $63,700
2024	$393.00 (+1.81%) Homeowner's exemption	$7,090 (+1.72%) Land $900 Building $6,190	$70,900 (+1.72%) Land $9,000 Building $61,900
2023	$386.00 Homeowner's exemption	$6,970 Land $900 Building $6,070	$69,700 Land $9,000 Building $60,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3813 McGrue Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 143 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	185 (1979–2020)
Claims Outside the SFHA	52 of 185
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Katrina, Aug 2005 · 97 claims Tropical Storm Isidore, Sep 2002 · 5 claims Hurricane Georges, Sep 1998 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3813 McGrue Ln is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20