Pasco County property record for 3813 Luma Dr, Holiday, FL 34691
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,018 sqft · built 1968 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jul 2025) |
| Tax Bill | $3,088 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2021 Transfer + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 24-26-15-0020-00001-0610 |
| Primary APN | 24-26-15-0020-00001-0610 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,018 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 1,018 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,100 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 366 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 382 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3813 LUMA DR |
|---|---|
| City | HOLIDAY |
| State | FL |
| Zip | 34691-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | BEACON SQUARE UNIT 8 PB 9 PG 32 LOT 1061 |
| Legal Range | 15E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | BEACON SQUARE |
| Legal Tract | 20 |
| Legal Block | 1 |
| Legal Lot Number | 1061 |
| Legal Unit | 8 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30405 |
Source: Pasco County records · APN 24-26-15-0020-00001-0610
Assessment roll updated December 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 26, 2021 | Correction Deed TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC |
| Feb 26, 2021 | Warranty Deed, Transfer TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC |
| Feb 26, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 08, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 05, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2021 · Amount on Record |
| Deed Document Number | 2025143011 |
| Deed Book / Page | 11253 / 520 |
| Transfer Doc | 3754001949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 319 MOURNING DOVE DR, SAUNDERSTOWN, RI 02874-2212 |
| Document Number | 0109360720 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 10936/720 |
| Instrument | 2023223051 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 26, 2021 |
| Property Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Document Number | 0102873936 |
| Book / Page | 10287 / 3936 |
| Map Reference | MB 9 PG 32&33 |
| Instrument Date | Feb 09, 2021 |
| Instrument | 2021038714 |
| Record Updated | Dec 13, 2021 |
| Title Company | TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 MILLSTONE DR, 240, PALM HARBOR, FL 34683-4836 |
| Name | Verified Name |
|---|---|
| Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 26, 2021 |
| Property Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Document Number | 0102873939 |
| Book / Page | 10287 / 3939 |
| Map Reference | MB 9 PG 32&33 |
| Instrument Date | Feb 09, 2021 |
| Instrument | 2021038716 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12829 3RD ISLE, 12829, HUDSON, FL 34667-7912 |
| Name | Verified Name |
|---|---|
| Address | 555 S WATER ST APT 205, 205, PROVIDENCE, RI 02903-4370 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 26, 2021 |
| Property Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Document Number | 0102873938 |
| Book / Page | 10287 / 3938 |
| Map Reference | MB 9 PG 32&33 |
| Instrument Date | Feb 08, 2021 |
| Instrument | 2021038715 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12829 3RD ISLE, HUDSON, FL 34667-7912 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 08, 2021 |
| Property Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Document Number | 0102752010 |
| Book / Page | 10275 / 2010 |
| Map Reference | MB 9 PG 32&33 |
| Instrument Date | Feb 08, 2021 |
| Instrument | 2021026117 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3177 MOSS ROSE AVE, 3177, PALM HARBOR, FL 34683 |
| Name | Verified Name |
|---|---|
| Address | 12829 3RD ISLE, HUDSON, FL 34667-7912 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 05, 2021 |
| Property Address | 3813 LUMA DR, HOLIDAY, FL 34691-1446 |
| Document Number | 0102742284 |
| Book / Page | 10274 / 2284 |
| Map Reference | MB 9 PG 32 |
| Instrument Date | Feb 05, 2021 |
| Instrument | 2021025279 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3813 LUMA DR, 3813, HOLIDAY, FL 34691-1446 |
| Name | Verified Name |
|---|---|
| Address | 12829 3RD ISLE, HUDSON, FL 34667-7912 |
Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,418 (-2.35%) Land $26,928 Building $138,490 | $165,418 (-2.35%) Land $26,928 Building $138,490 | |
| 2025 | $3,088.00 (+10.76%) | $169,405 (+2.07%) Land $26,928 Building $142,477 | $169,405 (+2.07%) Land $26,928 Building $142,477 |
| 2023 | $2,788.00 (+23.58%) | $165,966 (+27.51%) Land $16,830 Building $149,136 | $165,966 (+27.51%) Land $16,830 Building $149,136 |
| 2022 | $2,256.00 | $130,155 Land $14,025 Building $116,130 | $130,155 Land $14,025 Building $116,130 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 159 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 159 in force |
| Nearby Flood Claims | 223 (1978–2026) |
| Claims Outside the SFHA | 5 of 223 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 744 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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