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3813 Kendall Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3813 Kendall Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,550 sqft · built 2003
Lot Size0.215 acres (9,392 sqft)
Owner2 Individual Names on File
Last Sale$507,535 (Mar 2003)
Tax Bill$9,994 (2023)
Deeds & MortgagesJun 2019 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-234406

Property Details

APN / Parcel Number

Primary APN07-234406
Alternative APN
  • 234406

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,550 sqft Total Area
1st Floor Area1,836 sqft
Basement Area1,120 sqft
Finished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,392 sqft (0.215 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area385 sqft
Deck Area455 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number234406
Street Address3813 KENDALL DR
CityFREDERICK
StateMD
Zip21704-7884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 10012 SECT M-10 9392 SQ FT VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-10
Legal Lot Number10012
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group2
Census Block2000
Census Tract752202

Owner

Source: Frederick County records · APN 07-234406

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3813 KENDALL DR, FREDERICK, MD 21704-7884
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2019Deed of Trust, Mortgage · ARM
STATE EMPLOYEES CU OF MARYLAND INC
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2003 · Amount on Record
Deed SaleMar 26, 2003 · Amount on Record
Prior SaleOct 21, 2002 · Amount on Record
Deed Document Number031943
Deed Book / Page3642 / 403
Record UpdatedJun 07, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3813 KENDALL DR, FREDERICK, MD 21704-7884
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0130110153
DateJun 07, 2019
Book Page13011/0153
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJul 01, 2029
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.37%
Index1-Year CMT
Max Rate8.37%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3813 KENDALL DR, FREDERICK, MD 21704-7884
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141510395
DateOct 07, 2020
Book Page14151/395
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$9,994.00 Homeowner's exemption$725,433$776,600 Land $202,100 Building $574,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 244 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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