3813 Elk Bluff Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3813 Elk Bluff Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$370,000 (2025)
Tax Bill	$1,653.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`312631358300011270`

Exterior

Lot Area	6,098 sqft (0.139 acres)

Location & Zoning

Street Address	3813 ELK BLUFF RD
City	SAINT CLOUD
State	FL
Zip	34772-7971
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	DEER RUN ESTATES PH 2 PB 33 PGS 19-22 LOT 127
Legal Phase	2
Legal Lot Number	127
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43205

Owner

Source: Osceola County records · APN 312631358300011270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3813 ELK BLUFF RD, SAINT CLOUD, FL 34772-7971
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2025 · Amount on Record
Deed Sale	Jun 03, 2025 · Amount on Record
Deed Doc Number	2025068849
Deed Book / Page	6797 / 316
Record Refreshed	Jun 08, 2026

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 03, 2025
Property Address	3813 ELK BLUFF RD, SAINT CLOUD, FL 34772-7971
Document Number	0067970316
Book / Page	6797 / 316
Map Reference	MB 33 PG 19
Instrument Date	May 29, 2025
Instrument	2025068849
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 ELK BLUFF RD, SAINT CLOUD, FL 34772-7971

Mortgage

Document Number	0006797318
Date	Jun 03, 2025
Instrument	6797/318

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 294 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.