Cumberland County property record for 3813 Constance Rd, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,210 sqft · built 1995 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $81,500 (Jan 2021) |
| Tax Bill | $1,660 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0425-12-1009 |
| Primary APN | 0425-12-1009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,210 sqft Heated Area |
| 1st Floor Area | 1,210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3813 CONSTANCE RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LEGION HILLS LO:416 SE:01 PL:0086-0002 UN:01 |
| Legal Subdivision | LEGION HILLS |
| Legal Block | 12 |
| Legal Lot Number | 416 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | PEARCES MILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1603 |
3813 Constance Rd is owned by two individuals who bought it in January 2021.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3087 MAGNOLIA DR, HENDERSONVILLE, NC 28792-1152 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jan 11, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Prior Sale | Feb 4, 2002 · Amount on File |
| Deed Document Number | 20211200 |
| Deed Book / Page | 10989 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3813 CONSTANCE RD, HOPE MILLS, NC 28348-8507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0110780665 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 11078/665 |
| Instrument | 15077 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jan 11, 2021 |
| Property Address | 3813 CONSTANCE RD, HOPE MILLS, NC 28348-8507 |
| Document Number | 0109890195 |
| Book / Page | 010989 / 000195 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 1200 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $163.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3087 MAGNOLIA DR HENDERSONVILLE NC 287921152, HENDERSONVILLE, NC 28792-1152 |
The 2026 property tax bill for 3813 Constance Rd was $1,660.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,660.00 | ||
| 2025 | $1,660.00 (+45.74%) | $153,353 (+45.47%) Land $30,000 Building $123,353 | $153,353 (+45.47%) Land $30,000 Building $123,353 |
| 2024 | $1,139.00 (+3.36%) | $105,419 (-) Land $15,000 Building $90,419 | $105,419 (-) Land $15,000 Building $90,419 |
| 2023 | $1,102.00 (+3.47%) | $105,419 Land $15,000 Building $90,419 | $105,419 Land $15,000 Building $90,419 |
| 2022 | $1,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3813 Constance Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2003–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3813 Constance Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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