3813 8th St, North Beach, MD 20714 Property Records

Calvert County property record for 3813 8th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 936 sqft · built 1989
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$471,000 (Mar 2026)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-137643`

Property Details

APN / Parcel Number

Primary APN	`03-137643`
Alternative APNs	`3137643` `137643`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	734 sqft
Finished Basement	734 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	137643
Street Address	3813 8TH ST
City	NORTH BEACH
State	MD
Zip	20714-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 19 & 20 BLK 44 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	44
Legal Lot Number	19,20
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1011
Census Tract	860404

Owner

3813 8th St is owned and occupied by two individuals who bought it in March 2026.

Source: Calvert County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3813 8TH ST, NORTH BEACH, MD 20714-9799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Jun 12, 2017	Deed, Transfer · VA Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Book / Page	6866 / 395
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 12, 2026
Property Address	3813 8TH ST, NORTH BEACH, MD 20714-9799
Document Number	0068660395
Book / Page	6866 / 395
Map Reference	MB GWD 8 PG 305
Instrument Date	Mar 5, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	TITLEMARK PLLC, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3813 8TH ST, NORTH BEACH, MD 20714-9799

Mortgage

Document Number	0006866400
Date	Mar 12, 2026
Instrument	6866/400

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3813 8TH ST, NORTH BEACH, MD 20714-9799
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	GEMINI TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057170408
Date	Oct 5, 2020
Book Page	5717/408

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 12, 2017
Property Address	3813 8TH ST, NORTH BEACH, MD 20714-9799
Document Number	0050090395
Book / Page	5009 / 395
Map Reference	MB GWD8 PG305
Instrument Date	May 31, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3813 8TH ST, NORTH BEACH, MD 20714-9799

Mortgage

Document Number	0005009400
Date	Jun 12, 2017
Instrument	5009/400

Lender

Name	1ST MARINER BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3813 8th St was $4,257.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,200 (+0.97%)	$390,600 (+2.92%) Land $87,700 Building $302,900
2025	$4,257.00 Homeowner's exemption	$379,500 Land $87,700 Building $291,800	$379,500 Land $87,700 Building $291,800
2023	$3,377.00 Homeowner's exemption	$331,233	$379,500 Land $87,700 Building $291,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3813 8th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3813 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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