3813 109th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3813 109th St E, Palmetto, FL 34221 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2025
Lot Size	7,373 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$535,000 (2025)
Tax Bill	$5,504.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`6123-0115-9`

Exterior

Year Built	Built 2025
Lot Area	7,373 sqft (0.169 acres)
View	Standard View

Location & Zoning

Street Address	3813 109TH ST E
City	PALMETTO
State	FL
Zip	34221-2967
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 21, MANDARIN GROVE PH I PI #6123.0115/9
Legal Subdivision	MANDARIN GROVE PH I
Legal Lot Number	21
Jurisdiction	MANATEE FL
Minor Civil Division	PARRISH
Census Blockgroup	2
Census Block	2027
Census Tract	1915

Owner

Source: Manatee County records · APN 6123-0115-9

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3813 109TH ST E, PALMETTO, FL 34221-2967
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Deed Doc Number	2025119142
Record Refreshed	Sep 20, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 29, 2025
Property Address	3813 109TH ST E, PALMETTO, FL 34221-2967
Document Number	0041119142
Map Reference	MB 78 PG 1-13
Instrument Date	Sep 26, 2025
Instrument	202541119142
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E JACKSON ST STE 3300, 3300, TAMPA, FL 33602-5228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 109TH ST E, PALMETTO, FL 34221-2967

Mortgage

Document Number	0041119143
Date	Sep 29, 2025
Instrument	202541119143

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,925 (+312.71%) Land $59,925	$59,925 (+312.71%) Land $59,925
2024	$2,926.00 (-46.84%)	$14,520 Land $14,520	$14,520 Land $14,520
2023	$5,504.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 400 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.