Ray County property record for 38128 W 228th St, Polo, MO 64671
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1984 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $938 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02-10-00-000-003.001 |
| Primary APN | 03-02-10-00-000-003.001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Utility Building | 1,152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 38128 W 228TH ST |
|---|---|
| City | POLO |
| State | MO |
| Zip | 64671-8679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH 380' OF SW1/4 NW1/4 LYING WEST OF ST. HWY. 13 EXCEPT COUNTY ROAD R.O.W. |
| Legal Range | 28 |
| Legal Township | 54 |
| Legal Section | 10 |
| Jurisdiction | RAY MO |
| Township / Civil Division | KNOXVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80002 |
38128 W 228th St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38128 W 228TH ST, POLO, MO 64671-8679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 38128 W 228th St was $938, up 4% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Polo R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,680 (-) | $82,000 (-) | |
| 2025 | $938.00 (+3.99%) | $14,680 (+5.31%) Land $1,130 Building $13,550 | $82,000 Land $7,840 Building $74,160 |
| 2024 | $902.00 | $13,940 Land $1,130 Building $12,810 | |
| 2023 | $77,680 Land $7,840 Building $69,840 | ||
| 2022 | $820.00 | $12,840 Land $1,090 Building $11,750 | |
| 2021 | $71,630 Land $7,590 Building $64,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38128 W 228th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38128 W 228th St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY PWSD 3 serves 1,970 people · EPA ID MO1024512 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY CONS PWSD 2 |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Green Hills Technologies DSL · Fiber in parts of the area | 25 / 3 |
May also be available: Mercury Fiber.
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