Alameda County property record for 38122 Luma Ter, Newark, CA 94560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,234 sqft · built 2016 |
| Lot Size | 0.04 acres (1,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $910,500 (Apr 2016) |
| Tax Bill | $13,154 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92A-2599-35 |
| Primary APN | 92A-2599-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,234 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 1,726 sqft (0.04 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38122 LUMA TER |
|---|---|
| City | NEWARK |
| State | CA |
| Zip | 94560-4859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00026 BLK: TR: 8130 |
| Legal Subdivision | TRACT NO 8130 |
| Legal Tract | 8130 |
| Legal Lot Number | 26 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 444601 |
38122 Luma Ter is owned and occupied by two individuals who bought it in April 2016.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38122 LUMA TER, NEWARK, CA 94560-4859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2016 · Amount on File |
| Deed Sale | Apr 21, 2016 · Amount on File |
| Deed Document Number | 2016101435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 38122 LUMA TER, NEWARK, CA 94560-4859 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 38122 LUMA TER, NEWARK, CA 94560-4859 |
| Document Number | 0000001467 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021001467 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 38122 Luma Ter was $13,154 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Newark City |
| Unified School District | Newark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,092,373 (+1.35%) Land $329,751 Building $769,622 | ||
| 2025 | $13,154.00 Homeowner's exemption | $1,077,821 Land $323,287 Building $754,534 | |
| 2023 | $12,596.00 Homeowner's exemption | $1,035,975 Land $310,735 Building $725,240 | $1,300,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38122 Luma Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38122 Luma Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tekify Fiber & Wireless Fixed Wireless | 600 / 130 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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