38121 Cambridge Ct, Fremont, CA 94536 Property Records

Alameda County property record for 38121 Cambridge Ct, Fremont, CA 94536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,492 sqft · built 1994
Lot Size	0.116 acres (5,046 sqft)
Owner	Trust Name on File
Last Sale	$795,000 (Oct 2012)
Tax Bill	$12,389 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-1822-31`

Property Details

APN / Parcel Number

Primary APN	`501-1822-31`
Alternative APN	`501-1822-031-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,046 sqft (0.116 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38121 CAMBRIDGE CT
City	FREMONT
State	CA
Zip	94536-5277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00014 BLK: TR: 6318
Legal Subdivision	TRACT 6318
Legal Tract	6318
Legal Lot Number	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3005
Census Tract	441800

Owner

38121 Cambridge Ct is owner-occupied and held in a trust since June 2024.

Source: Alameda County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EXCHANGE BANK
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2012 · Amount on File
Deed Sale	Oct 16, 2012 · Amount on File
Prior Sale	Feb 24, 1998 · Amount on File
Deed Document Number	2012339885
Last Transfer Date	Jun 24, 2024
Transfer Doc	0000092206
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277

Mortgage

Document Number	0000025636
Date	Mar 2, 2023
Instrument	2023025636

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277

Mortgage

Document Number	0000089602
Date	Mar 4, 2021
Instrument	2021089602

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277
Document Number	0000034307
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38121 CAMBRIDGE CT FREMONT CA 945365277, FREMONT, CA 94536-5277

Mortgage

Document Number	0000034307
Date	Feb 10, 2020
Instrument	34307

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 9, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277
Document Number	0000238592
Instrument Date	Oct 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38121 CAMBRIDGE CT FREMONT CA 945365277, FREMONT, CA 94536-5277

Mortgage

Document Number	0000238592
Date	Nov 20, 2019
Instrument	238592

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38121 CAMBRIDGE CT, FREMONT, CA 94536-5277
Document Number	0000076526
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38121 CAMBRIDGE CT FREMONT CA 945365277, FREMONT, CA 94536-5277

Mortgage

Document Number	0000076526
Date	Apr 4, 2017
Instrument	76526

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38121 Cambridge Ct was $12,389.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$998,520 (+2%) Land $301,440 Building $697,080
2025	$12,389.00	$978,946 Land $295,531 Building $683,415
2023	$11,505.00	$940,937 Land $284,056 Building $656,881	$1,582,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38121 Cambridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38121 Cambridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	850 / 190
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, RobinsonHSS, Sail Internet.

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