3812 Watt Ave, Waco, TX 76710 Property Records

McLennan County property record for 3812 Watt Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,114 sqft · built 1950
Lot Size	0.379 acres (16,520 sqft)
Owner	2 Individual Names on File
Last Sale	$270,688 (Aug 2024)
Tax Bill	$6,743 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-038200-007800-6`

Property Details

APN / Parcel Number

Primary APN	`48-038200-007800-6`
Alternative APNs	`4803820000780060111` `190350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
1st Floor Area	2,114 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Built-Up Asphalt
Lot Area	16,520 sqft (0.379 acres)
Lot Dimensions	140 ft deep x 118 ft wide
Garage Type	Detached
Garage Area	440 sqft
Driveway	Asphalt Driveway
Driveway Area	4,370 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	225 sqft
Patio Area	126 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3812 WATT AVE
City	WACO
State	TX
Zip	76710-5349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 1 2A BLOCK F ACRES 0.3792
Legal Subdivision	SOUTH OVERLOOK
Legal Block	F
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3032
Census Tract	2498

Owner

3812 Watt Ave is owned and occupied by two individuals who bought it in August 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3812 WATT AVE, WACO, TX 76710-5349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on File
Deed Sale	Aug 5, 2024 · Amount on File
Prior Sale	Jul 16, 2020 · Amount on File
Deed Document Number	202431466
Prior Transfer Date	Dec 14, 2006
Prior Transfer Doc	0000047673
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3812 WATT AVE, WACO, TX 76710-5349
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 WATT AVE, WACO, TX 76710-5349

Mortgage

Document Number	0000032482
Date	Oct 22, 2025
Instrument	2025032482

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 16, 2020
Property Address	3812 WATT AVE, WACO, TX 76710-5349
Document Number	0000023700
Map Reference	VOL 629 PG 134
Instrument Date	Jun 24, 2020
Instrument	2020023700
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 WATT AVE, WACO, TX 76710-5349

Mortgage

Document Number	0000023701
Date	Jul 16, 2020
Instrument	2020023701

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3812 Watt Ave was $6,743, down 0.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,374 (-6.52%) Land $32,214 Building $248,160	$280,374 (-6.52%) Land $32,214 Building $248,160
2025	$6,743.00 (-0.22%)	$299,940 Land $29,240 Building $270,700	$299,940 Land $29,240 Building $270,700
2024	$6,758.00
2023		$292,390 Land $29,240 Building $263,150	$292,390 Land $29,240 Building $263,150
2022	$6,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3812 Watt Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3812 Watt Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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