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3812 Wall St, Panama City, FL 32404 Property Records

Bay County property record for 3812 Wall St, Panama City, FL 32404

Property Summary

Property TypeVacant Land
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$288,300 (May 2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2026 Sale
+ 1 more
APN11916-800-046

Property Details

APN / Parcel Number

Primary APN11916-800-046

Exterior

Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address3812 WALL ST
CityPANAMA CITY
StateFL
Zip32404-3321
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionMAGNOLIA RIDGE PH 2 LOT 97 ORB 4948 P 1395
Legal SubdivisionMAGNOLIA RIDGE PHASE 2
Legal Lot Number97
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3054
Census Tract500

Owner

3812 Wall St, vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: Bay County records, as of May 26, 2026

Owner of RecordIndividual Name on File
Mailing Address3812 WALL ST, PANAMA CITY, FL 32404-3321
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Special Warranty Deed, Transfer · VA Mortgage
LENNAR MORTGAGE LLC
Mar 18, 2026Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 3, 2025Special Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2026 · Amount on File
Deed SaleMay 7, 2026 · Amount on File
Prior SaleMar 18, 2026 · Amount on File
Deed Document Number202627559
Deed Book / Page5032 / 914
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateMay 7, 2026
Property Address3812 WALL ST, PANAMA CITY, FL 32404-3321
Document Number0050320914
Book / Page5032 / 914
Instrument DateApr 28, 2026
Instrument2026.27559
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$203,828.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 WALL ST, PANAMA CITY, FL 32404-3321

Mortgage

Document Number0000027560,
DateMay 7, 2026
Book Page5032/918
Instrument2026.27560
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateMar 18, 2026
Property Address3812 WALL ST, PANAMA CITY, FL 32404-3321
Document Number0050132168
Book / Page5013 / 2168
Map ReferenceMB 33 PG 18-21
Instrument DateMar 16, 2026
Instrument2026016207
Transaction TypeTransfer
Record UpdatedApr 20, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,420.60
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address600 BRICKELL AVE STE 1400, 1400, MIAMI, FL 33131-3068

Transferred To (Grantee/Buyer)

NameVerified Name
Address7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629
InvestorPossibly a Property Investor

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateSep 3, 2025
Property Address3812 WALL ST, PANAMA CITY, FL 32404-3321
Document Number0049481395
Book / Page4948 / 1395
Map ReferenceMB 33 PG 18-21
Instrument DateAug 28, 2025
Instrument2025050295
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$31,447.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address550 RESERVE ST # 190, 190, SOUTHLAKE, TX 76092-1546

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 W ROMANA ST STE A, A, PENSACOLA, FL 32502-4628
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$5,049 Land $5,049$5,049 Land $5,049

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

There have been 6 flood claims near 3812 Wall St since 2018.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 190 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies190 in force
Nearby Flood Claims6 (2018–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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