3812 Ruby Way, Naples, FL 34114 Property Records

Collier County property record for 3812 Ruby Way, Naples, FL 34114 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2008
Square Footage	2,656 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Pool	392 sqft
Occupancy	Owner Occupied
Last Sale	$595,000 (2020)
Tax Bill	$8,575.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`234750 816B14`
Alternative APN	`27690004525`

Interior

Building Area	2,656 sqft Living Area
1st Floor	2,656 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	141 ft x 72 ft Depth x Width
Pool Area	392 sqft Pool
Deck Area	877 sqft Deck

Location & Zoning

Street Address	3812 RUBY WAY
City	NAPLES
State	FL
Zip	34114-3987
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COPPER COVE PRESERVE LOT 81
Legal Range	26
Legal Township	51
Legal Section	14
Legal Subdivision	COPPER COVE PRESERVE
Legal Tract	234750
Legal Block	2
Legal Lot Number	81
Jurisdiction	COLLIER FL
Minor Civil Division	EVERGLADES
Census Blockgroup	2
Census Block	2014
Census Tract	11109

Owner

Source: Collier County records · APN 234750 816B14

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3812 RUBY WAY, NAPLES, FL 34114-3987
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Mar 09, 2011 · Amount on Record
Deed Doc Number	20205940986
Deed Book / Page	5832 / 2755
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 20, 2020
Property Address	3812 RUBY WAY, NAPLES, FL 34114-3987
Document Number	0058322755
Book / Page	5832 / 2755
Map Reference	MB 46 PG 1
Instrument Date	Oct 15, 2020
Instrument	5940986
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	REALTY TITLE SVCS USA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5775 GRANDE RESERVE WAY # 80, 5775, NAPLES, FL 34110-2356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 RUBY WAY, NAPLES, FL 34114-3987

Mortgage

Document Number	0058322757
Date	Oct 20, 2020
Instrument	5832/2757

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,575.00 (-8.53%) Homeowner's exemption	$831,606 (-10.06%)	$836,848 (-12.86%) Land $295,555 Building $541,293
2023	$9,375.00 (-2.7%) Homeowner's exemption	$924,629 (+3%)	$960,398 (+6.98%) Land $320,602 Building $639,796
2022	$9,635.00 Homeowner's exemption	$897,698 Land $241,954 Building $655,744	$897,698 Land $241,954 Building $655,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.