3812 Ridgeline Dr, Norman, OK 73072 Property Records

Cleveland County property record for 3812 Ridgeline Dr, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 7,502 sqft · built 1998
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$1,350,000 (Dec 2025)
Tax Bill	$16,354 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29GREN1 3 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29GREN1 3 1001`
Alternative APN	`34119`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,502 sqft Living Area
1st Floor Area	5,168 sqft
2nd Floor Area	2,334 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.09 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	818 sqft
Porch	Porch
Porch Area	1,314 sqft
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34119
Old Parcel Number	34119
Street Address	3812 RIDGELINE DR
City	NORMAN
State	OK
Zip	73072-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDVIEW ESTATES NORTH 1 LOT 1 BLK 3
Legal Range	03W
Legal Township	09N
Legal Section	10
Legal Quarter	SW
Legal Subdivision	GRANDVIEW EST N 1
Legal Block	3
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1006
Census Tract	201513

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	825 WALL ST, NORMAN, OK 73069-6303
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Deed Document Number	R 2025 35219
Deed Book / Page	6894 / 459
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 9, 2025
Property Address	3812 RIDGELINE DR, NORMAN, OK 73072-1721
Document Number	R202535219
Book / Page	6894 / 459
Instrument Date	Dec 8, 2025
Instrument	R 2025 35219
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	825 WALL ST, NORMAN, OK 73069-6303

Mortgage

Document Number	R202535220
Date	Dec 9, 2025
Instrument	R 2025 35220

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,354.00 (+5.2%)	$136,289 (+5%) Land $32,335 Building $103,954	$1,276,176 (+1.37%) Land $302,776 Building $973,400
2024	$15,545.00 (+4.72%)	$129,799 (+5%) Land $32,859 Building $96,940	$1,258,966 (+9.64%) Land $318,711 Building $940,255
2023	$14,845.00	$123,618 Land $34,309 Building $89,309	$1,148,315 Land $318,711 Building $829,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20