3812 Ramar Way, Modesto, CA 95356 Property Records

Stanislaus County property record for 3812 Ramar Way, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,043 sqft · built 1976
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2014)
Tax Bill	$2,379 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-027-027-000`

Property Details

APN / Parcel Number

Primary APN	`054-027-027-000`
Alternative APNs	`0542727000` `0542727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,043 sqft Living Area
1st Floor Area	1,043 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3812 RAMAR WAY
City	MODESTO
State	CA
Zip	95356-0831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARVER VILLAGE NO 2 BLK 13267 LOT 45
Legal Subdivision	CARVER VILLAGE 02
Legal Block	13267
Legal Lot Number	45
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2004
Census Tract	505

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3812 RAMAR WAY, MODESTO, CA 95356-0831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 16, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2014 · Amount on Record
Deed Sale	Feb 21, 2014 · Amount on Record
Prior Sale	Oct 25, 2000 · Amount on Record
Deed Document Number	201410999
Prior Transfer Date	Jun 23, 2004
Prior Transfer Doc	0000105195
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3812 RAMAR WAY, MODESTO, CA 95356-0831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007814
Date	Feb 12, 2019
Instrument	2019-0007814

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3812 RAMAR WAY, MODESTO, CA 95356-0831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 RAMAR WAY, MODESTO, CA 95356-0831

Mortgage

Document Number	0000091823
Date	Nov 19, 2020
Instrument	2020-0091823

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	3812 RAMAR WAY, MODESTO, CA 95356-0831
Document Number	0000098312
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 RAMAR WAY MODESTO CA 953560831, MODESTO, CA 95356-0831

Mortgage

Document Number	0000098312
Date	Dec 1, 2020
Instrument	98312

Lender

Name	PENNYMAC
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,379.00 (+2.06%)	$206,303 (+2%) Land $43,758 Building $162,545
2025	$2,331.00 (+5.57%)	$202,258 (+4.04%) Land $42,900 Building $159,358
2023	$2,208.00 (+2.79%)	$194,406 Land $41,235 Building $153,171
2022	$2,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Verizon.

Nearby Properties on Ramar Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures