3812 N Michael Rd, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 3812 N Michael Rd, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,301 sqft · built 1990
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Feb 2021)
Tax Bill	$15,277 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-08-35-175-008`

Property Details

APN / Parcel Number

Primary APN	`H-08-35-175-008`
Alternative APNs	`H00835175008` `0835175008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,301 sqft Living Area
1st Floor Area	1,738 sqft
Basement Area	1,526 sqft
Unfinished Basement	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	71,438 sqft (1.64 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	3812 N MICHAEL RD
City	ANN ARBOR
State	MI
Zip	48103-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 SAGINAW HILLS NORTH PT NE 1/4 SEC 35, T2S-R5E, 1.64 AC
Legal Range	05E
Legal Township	02S
Legal Section	03
Legal Subdivision	SAGINAW HILLS NORTH SUBDIVISION
Legal Block	175
Legal Lot Number	8
Jurisdiction	WASHTENAW MI
Township / Civil Division	SCIO
Census Block Group	2
Census Block	2000
Census Tract	456000

Owner

3812 N Michael Rd is owned and occupied by an individual who bought it in February 2021.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3812 N MICHAEL RD, ANN ARBOR, MI 48103-9344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Deed Document Number	20216571235
Deed Book / Page	5404 / 406
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0006341571
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	3812 N MICHAEL RD, ANN ARBOR, MI 48103-9344
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N MICHAEL RD, ANN ARBOR, MI 48103-9344

Mortgage

Document Number	0006676848
Date	Jan 27, 2023
Book Page	5509/958
Instrument	6676848

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Feb 10, 2021
Property Address	3812 N MICHAEL RD, ANN ARBOR, MI 48103-9344
Document Number	0006571235
Book / Page	5404 / 406
Map Reference	LB 25 PG 94-98
Instrument Date	Feb 3, 2021
Instrument	6571235
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3812 N MICHAEL RD, ANN ARBOR, MI 48103-9344

Mortgage

Document Number	0006571236
Date	Feb 10, 2021
Instrument	6571236

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3812 N Michael Rd was $15,277 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Scio Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,800	$1,021,600
2025	$15,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3812 N Michael Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3812 N Michael Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber, T-Mobile.

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