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3812 Main St, McHenry, IL 60050 Property Records

McHenry County property record for 3812 Main St, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1,388 sqft · built 1862
Lot Size0.163 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$153,000 (Dec 2005)
Tax Bill$5,878 (2024)
Deeds & MortgagesJan 2023 Transfer
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-381-013

Property Details

APN / Parcel Number

Primary APN09-26-381-013

Interior

Plumbing Fixtures5 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area1,388 sqft Living Area
1st Floor Area972 sqft
Basement Area416 sqft

Exterior

Year BuiltBuilt 1862
Effective Year BuiltEffective 1862
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,405 sqft (0.163 acres)
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area190 sqft

Location & Zoning

Street Address3812 MAIN ST
CityMCHENRY
StateIL
Zip60050-5986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0000629 ELY 55FT SELY 132FT LT 10 BLK 2 ORIG PLAT W MCHENRY
Legal SubdivisionORIG PLAT W MCHENRY
Legal Block2
Legal Lot Number10
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1014
Census Tract870606

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2400 E MAIN ST, 103, SAINT CHARLES, IL 60174-2415
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2005 · Amount on Record
Deed SaleDec 22, 2005 · Amount on Record
Deed Document Number2005107935
Last Transfer DateJan 5, 2023
Transfer Doc0000000629
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJan 10, 2023
Property Address3812 MAIN ST, MCHENRY, IL 60050-5986
Document Number0000000629
Map ReferenceDOC 24PG 22&23
Instrument DateJan 5, 2023
Instrument2023R0000629
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2400 E MAIN ST STE 103, 103, SAINT CHARLES, IL 60174-2415

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3812 MAIN ST, MCHENRY, IL 60050-5986
Transaction TypeMortgage
Record UpdatedApr 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016997
DateMar 29, 2021
Instrument2021R0016997
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,878.00$69,493 (+20.32%) Land $11,467 Building $58,026$208,479 (+20.32%) Land $34,401 Building $174,078
2022$57,759 Land $9,531 Building $48,228$173,277 Land $28,593 Building $144,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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