3812 Lotus Ct, Prosper, TX 75078 Property Records

Collin County property record for 3812 Lotus Ct, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,043 sqft · built 2023
Lot Size	0.16 acres (7,013 sqft)
Owner	Individual Name on File
Tax Bill	$12,425 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12792-00B-0130-1`

Property Details

APN / Parcel Number

Primary APN	`R-12792-00B-0130-1`
Alternative APN	`2867261`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,043 sqft Living Area

Exterior

Year Built	Built 2023
Lot Area	7,013 sqft (0.16 acres)

Location & Zoning

Account Number	2867261
Street Address	3812 LOTUS CT
City	PROSPER
State	TX
Zip	75078-3371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LILYANA PHASE 5 (CCL), BLK B, LOT 13
Legal Subdivision	LILYANA PHASE 5 (CCL)
Legal Phase	5
Legal Block	B
Legal Lot Number	13
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	3
Census Block	3000
Census Tract	30307

Owner

3812 Lotus Ct is owned and occupied by an individual who acquired it in December 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3812 LOTUS CT, PROSPER, TX 75078-3371
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023
Deed Sale	Dec 27, 2023
Deed Document Number	2023000146036
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3812 LOTUS CT, PROSPER, TX 75078-3371
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 LOTUS CT, PROSPER, TX 75078-3371

Mortgage

Document Number	2025000083625
Date	Jul 2, 2025
Instrument	2025000083625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2040

December 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 27, 2023
Property Address	3812 LOTUS CT, PROSPER, TX 75078-3371
Document Number	2023000146036
Map Reference	VOL 2022 PG 696
Instrument Date	Dec 21, 2023
Instrument	2023000146036
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 LOTUS CT, PROSPER, TX 75078-3371

Mortgage

Document Number	2023000146037
Date	Dec 27, 2023
Instrument	2023000146037

Lender

Name	M & T BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$548,612 (+4.98%) Land $150,000 Building $398,612	$548,612 (+4.98%) Land $150,000 Building $398,612
2024	$12,425.00 (+149.75%) Homeowner's exemption	$522,596 Land $150,000 Building $372,596	$522,596 Land $150,000 Building $372,596
2023	$4,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3812 Lotus Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3812 Lotus Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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