Bell County property record for 3812 Hwy 441, Middlesboro, KY 40965
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,256 sqft · built 1953 |
| Lot Size | 0.586 acres (25,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Feb 2022) |
| Tax Bill | $482 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-10-00-150.00 |
| Primary APN | 057-10-00-150.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,526 sqft (0.586 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6152 |
|---|---|
| Street Address | 3812 HIGHWAY 441 |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-8697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW NB13 0.586 ACRES & HOUSE |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960800 |
3812 Hwy 441 is owned and occupied by two individuals who bought it in February 2022.
Source: Bell County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3812 HIGHWAY 441, MIDDLESBORO, KY 40965-8697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Correction Deed TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SUPPLIERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 2022190112 |
| Deed Book / Page | 394 / 800 |
| Prior Transfer Date | Nov 9, 2021 |
| Prior Transfer Doc | 00D393/790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Nov 18, 2021 |
| Property Address | 3812 HIGHWAY 441, MIDDLESBORO, KY 40965-8697 |
| Document Number | 00D393/790 |
| Book / Page | D393 / 790 |
| Instrument Date | Nov 9, 2021 |
| Instrument | 189227 |
| Record Updated | Mar 7, 2023 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 3798 HWY 411, MIDDLESBORO, KY 40965 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3812 HIGHWAY 441, MIDDLESBORO, KY 40965-8697 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Apr 16, 2021 |
| Property Address | 3812 HIGHWAY 441, MIDDLESBORO, KY 40965-8697 |
| Document Number | 00D390/704 |
| Book / Page | D390 / 704 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 186179 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | TITLE SUPPLIERS LLC, TITLE SUPPLIERS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3798 HWY 411, MIDDLESBORO, KY 40965 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3812 HIGHWAY 441, MIDDLESBORO, KY 40965-8697 |
| Document Number | 0000186180 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 186180 |
| Name | MORTGAGE SUPPLIERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 3812 Hwy 441 was $482.
Source: Bell County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
| 2023 | $471.00 | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3812 Hwy 441 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3812 Hwy 441 is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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