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3812 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3812 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,656 sqft · built 2018
Lot Size0.22 acres (9,625 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Jan 2026)
Tax Bill$7,050 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-04-24-005924-003-69

Property Details

APN / Parcel Number

Primary APN36-04-24-005924-003-69

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,656 sqft Heated Area
Gross Area4,352 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,625 sqft (0.22 acres)
PorchPorch
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3812 GREAT FALLS LOOP
CityMIDDLEBURG
StateFL
Zip32068-3879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 120 AZALEA RIDGE UNIT I ASREC O R 4293 PG 1917, 4924 PG1621
Legal Range24
Legal Township05
Legal Section01
Legal SubdivisionAZALEA RDG
Legal Lot Number120
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2009
Census Tract30204

Owner

Source: Clay County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3812 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3879
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 28, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 31, 2020Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Prior SaleMar 31, 2020 · Amount on Record
Deed Document Number2026003960
Deed Book / Page5008 / 1956
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3812 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3879
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 GREAT FALLS LO, LO, MIDDLEBURG, FL 32068-3879

Mortgage

Document Number0044081926
DateJan 28, 2021
Book Page4408/1926
Instrument2021005734
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 28, 2026
Property Address3812 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3879
Document Number0050081956
Book / Page5008 / 1956
Map ReferenceMB 53 PG 56-68
Instrument DateJan 15, 2026
Instrument2026003960
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8328 CHASON RD W, JACKSONVILLE, FL 32244-5446

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3879

Mortgage

Document Number0050081959
DateJan 28, 2026
Instrument5008/1959
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateMar 31, 2020
Property Address3812 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3879
Document Number0042931917
Book / Page4293 / 1917
Map ReferenceMB 63 PG 56-68
Instrument DateMar 27, 2020
Instrument2020016654
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SWITZERLAND, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address3812 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3879

Mortgage

Document Number0042931918
DateMar 31, 2020
Instrument4293/1918
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,050.00 (-9.68%) Homeowner's exemption$502,430 (+5.99%)$508,445 (-4.58%) Land $50,000 Building $458,445
2023$7,806.00 (+5.32%) Homeowner's exemption$474,050 (+3%)$532,873 (+7.54%) Land $50,000 Building $482,873
2022$7,412.00 Homeowner's exemption$460,243$495,517 Land $40,000 Building $455,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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