3812 E Terra Ct, Spokane, WA 99223 Property Records

Spokane County property record for 3812 E Terra Ct, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,562 sqft · built 1995
Lot Size	0.213 acres (9,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,685 (May 2013)
Tax Bill	$6,298 (2026)
Deeds & Mortgages	Aug 2019 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35344.2538`

Property Details

APN / Parcel Number

Primary APN	`35344.2538`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,562 sqft Living Area
Gross Area	5,068 sqft
1st Floor Area	1,539 sqft
2nd Floor Area	1,253 sqft
Basement Area	1,529 sqft
Finished Basement	770 sqft
Unfinished Basement	759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,261 sqft (0.213 acres)
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces
Deck Area	238 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3812 E TERRA CT
City	SPOKANE
State	WA
Zip	99223-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BELLERIVE P.U.D. LOT 38 BLK 6
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BELLERIVE
Legal Block	6
Legal Lot Number	38
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	4800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3812 E TERRA CT, SPOKANE, WA 99223-6187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2013 · Amount on Record
Deed Sale	May 30, 2013 · Amount on Record
Prior Sale	May 2, 1996 · Amount on Record
Deed Document Number	20136213514
Prior Transfer Date	May 11, 2009
Prior Transfer Doc	0005793778
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3812 E TERRA CT, SPOKANE, WA 99223-6187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006835595
Date	Aug 26, 2019
Instrument	6835595

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3812 E TERRA CT, SPOKANE, WA 99223-6187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006922944
Date	May 22, 2020
Instrument	6922944

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,298.00 (+2.47%)	$628,200 (+1.65%) Land $130,000 Building $498,200	$628,200 (+1.65%) Land $130,000 Building $498,200
2025	$6,146.00 (-4.25%)	$618,000 (-5.96%) Land $120,000 Building $498,000	$618,000 (-5.96%) Land $120,000 Building $498,000
2024		$657,200 (+38.8%) Land $80,000 Building $577,200	$657,200 (+38.8%) Land $80,000 Building $577,200
2023	$6,419.00 (+16.03%)	$473,500 Land $70,000 Building $403,500	$473,500 Land $70,000 Building $403,500
2022	$5,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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