Maricopa County property record for 3812 E Ludlow Dr, Phoenix, AZ 85032
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,695 sqft · built 1971 |
| Lot Size | 0.157 acres (6,878 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 214-62-254 |
| Primary APN | 214-62-254 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 1,695 sqft |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,878 sqft (0.157 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 170 sqft |
| Patio Area | 200 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3812 E LUDLOW DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85032-5731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | PARADISE VALLEY OASIS NO 3 |
| Legal Range | 03E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | PARADISE VALLEY OASIS NO. 3 |
| Legal Lot Number | 511 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 103302 |
3812 E Ludlow Dr is owner-occupied and held in a trust since August 2016.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3812 E LUDLOW DR, PHOENIX, AZ 85032-5731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2002 |
| Deed Sale | Nov 29, 2002 |
| Prior Sale | Aug 12, 2015 |
| Deed Document Number | 0001275576 |
| Last Transfer Date | Aug 30, 2016 |
| Transfer Doc | 0000624870 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3812 E LUDLOW DR, PHOENIX, AZ 85032-5731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000480258 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 20200480258 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3812 E LUDLOW DR, PHOENIX, AZ 85032-5731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064173 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 20210064173 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3812 E Ludlow Dr was $1,687.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,770 | $417,700 Land $83,500 Building $334,200 | |
| 2025 | $1,687.00 | ||
| 2024 | $40,900 | $409,000 Land $81,800 Building $327,200 | |
| 2023 | $1,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3812 E Ludlow Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3812 E Ludlow Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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