3812 E Four Ridge Rd, Imperial, MO 63052 Property Records

Jefferson County property record for 3812 E Four Ridge Rd, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1998
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,600 (Mar 2005)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082.009.00000021`

Property Details

APN / Parcel Number

Primary APN	`082.009.00000021`
Alternative APN	`0820090 021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	60,113 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3812 E FOUR RIDGE RD
City	IMPERIAL
State	MO
Zip	63052-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT NW1/4 NW1/4
Legal Range	5E
Legal Township	42N
Legal Section	09
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	2
Census Block	2000
Census Tract	700107

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3812 E FOUR RIDGE RD, IMPERIAL, MO 63052-2754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU
Apr 20, 2020	Deed of Trust, Mortgage WEST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2005 · Amount on Record
Deed Sale	Mar 30, 2005 · Amount on Record
Prior Sale	Dec 5, 2001 · Amount on Record
Deed Document Number	200516177
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0000016177
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3812 E FOUR RIDGE RD, IMPERIAL, MO 63052-2754
Document Number	0000022409
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3812 E FOUR RIDGE RD IMPERIAL MO 630522754, IMPERIAL, MO 63052-2754

Mortgage

Document Number	0000022409
Date	Jun 25, 2020
Instrument	22409

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3812 E FOUR RIDGE RD, IMPERIAL, MO 63052-2754
Document Number	0000013880
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	CONTINENTAL TITLE AGENCY, CONTINENTAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3812 E FOUR RIDGE RD IMPERIAL MO 630522754, IMPERIAL, MO 63052-2754

Mortgage

Document Number	0000013880
Date	Apr 24, 2020
Instrument	13880

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,100 (-) Land $2,700 Building $16,400	$100,600 (-) Land $14,400 Building $86,200
2025	$1,189.00 (+3.3%)	$19,100 (+13.02%) Land $2,700 Building $16,400	$100,600 (-) Land $14,400 Building $86,200
2024	$1,151.00 (-0.09%)		$100,600 (+13.03%) Land $14,400 Building $86,200
2023	$1,152.00	$16,900 Land $2,700 Building $14,200	$89,000 Land $14,400 Building $74,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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