3812 E 31st Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3812 E 31st Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 946 sqft · built 1911
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$72,400 (Apr 2003)
Tax Bill	$2,841 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35341.1138`

Property Details

APN / Parcel Number

Primary APN	`35341.1138`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
1st Floor Area	946 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Deck Area	178 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3812 E 31ST AVE
City	SPOKANE
State	WA
Zip	99223-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LINCOLN HEIGHTS FIRST ADDITION LOT 3, BLK 46 EXC THE S100FT THEREOF
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	LINCOLN HEIGHTS FIRST ADDITION
Legal Block	46
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1023
Census Tract	4701

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3811 E 32ND AVE, SPOKANE, WA 99223-5847
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Aug 31, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANNER BK
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2003 · Amount on Record
Deed Sale	Apr 17, 2003 · Amount on Record
Deed Document Number	20034878953
Last Transfer Date	Mar 24, 2010
Transfer Doc	0005887999
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3812 E 31ST AVE, SPOKANE, WA 99223-3700
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006962200
Date	Aug 31, 2020
Instrument	6962200

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3812 E 31ST AVE, SPOKANE, WA 99223-3700
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006958013
Date	Aug 20, 2020
Instrument	6958013

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2020
Property Address	3812 E 31ST AVE, SPOKANE, WA 99223-3700
Document Number	0006962199
Instrument Date	Aug 27, 2020
Instrument	6962199
Transaction Type	Construction Loan
Record Updated	Sep 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3815 E 32ND AVE SPOKANE WA 99223, SPOKANE, WA 99223

Mortgage

Document Number	0006962199
Date	Aug 31, 2020
Instrument	6962199

Lender

Name	BANNER BK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3812 E 31ST AVE, SPOKANE, WA 99223-3700
Document Number	0006882316
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	TITLE365 - OMAHA

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 E 32ND AVE SPOKANE WA 992235847, SPOKANE, WA 99223-5847

Mortgage

Document Number	0006882316
Date	Jan 14, 2020
Instrument	6882316

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3812 E 31ST AVE, SPOKANE, WA 99223-3700
Document Number	0006741439
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 E 32ND AVE SPOKANE WA 992235847, SPOKANE, WA 99223-5847

Mortgage

Document Number	0006741439
Date	Sep 11, 2018
Instrument	6741439

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,841.00 (+2.38%)	$277,200 (+3.74%) Land $120,000 Building $157,200	$277,200 (+3.74%) Land $120,000 Building $157,200
2025	$2,775.00 (+6.04%)
2024		$267,200 (+42.51%) Land $75,000 Building $192,200	$267,200 (+42.51%) Land $75,000 Building $192,200
2023	$2,617.00 (+19.06%)	$187,500 Land $40,000 Building $147,500	$187,500 Land $40,000 Building $147,500
2022	$2,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Lumen Technologies DSL	140 / 20
Concept Communications Fixed Wireless	100 / 20
Newmax Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Nearby Properties on E 31st Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures